Cost of Living in Bloomington, IN

Bloomington, IN — prices, rents and what jobs really pay here after taxes.

Price level
95.1
U.S. average = 100 · #167 of 387
Median wage
$47,660
all jobs · $3,258/mo take-home
1-bedroom rent
$1,036
HUD fair market rent

Salary comparison calculator

What would you need to earn in Bloomington, IN to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
—

    Prices in Bloomington, IN vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items95.1−4.9%
    Housing85.6−14.4%
    Goods94.3−5.7%
    Utilities86.5−13.5%
    Other services99.1−0.9%

    Source: BEA Regional Price Parities, 2024.

    Rent in Bloomington, IN

    UnitMonthly rentIncome needed (30% rule)
    Studio$940$37,600/yr
    1 bedroom$1,036$41,440/yr
    2 bedrooms$1,176$47,040/yr
    3 bedrooms$1,517$60,680/yr
    4 bedrooms$1,853$74,120/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Bloomington, IN

    Paycheck in Bloomington, IN
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $39,098
    per year · effective tax rate 18.0%
    $3,258Monthly
    $1,629Twice a month
    $1,504Every 2 weeks
    $18.80Hourly
    • Federal income tax$3,539
    • Social Security (6.2%)$2,955
    • Medicare (1.45%)$691
    • Indiana income tax$1,376
    • Take-home pay$39,098

    Marginal rate: 12% federal + 2.95% state

    Highest-paying jobs in Bloomington, IN

    JobMedian salaryTake-homeReal value*
    Business Teachers, Postsecondary$108,060$81,692$85,916
    General and Operations Manager$101,310$77,142$81,131
    Industrial Engineer$97,770$74,756$78,622
    Registered Nurse$80,370$63,029$66,288
    First-Line Supervisor of Production and Operating Workers$77,200$60,892$64,041
    Accountant and Auditor$76,640$60,515$63,644
    Inspectors, Testers, Sorters, Samplers, and Weighers$60,360$48,928$51,458
    Heavy and Tractor-Trailer Truck Driver$58,700$47,643$50,107
    Elementary School Teachers, Except Special Education$58,410$47,419$49,870
    Computer User Support Specialist$55,940$45,507$47,860
    Substance Abuse, Behavioral Disorder, and Mental Health Counselors$52,710$43,007$45,231
    Machinist$47,850$39,245$41,274
    Maintenance and Repair Workers, General$47,200$38,742$40,745
    First-Line Supervisor of Retail Sales Workers$47,150$38,704$40,705
    Bookkeeping, Accounting, and Auditing Clerks$46,800$38,433$40,420
    First-Line Supervisor of Food Preparation and Serving Workers$45,250$37,233$39,158
    Medical Assistant$43,900$36,188$38,059
    Office Clerks, General$43,570$35,933$37,790
    Packaging and Filling Machine Operator and Tender$42,790$35,329$37,156
    Medical Secretary and Administrative Assistant$41,630$34,431$36,211

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Bloomington, IN expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Bloomington, IN metro area are 95.1% of the U.S. average, with housing at 85.6%. It is the #167 most expensive of 387 metro areas we track.

    What salary do you need to live in Bloomington, IN?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $57,050 in Bloomington, IN (before tax differences). The median wage across all jobs here is $47,660.

    How much is rent in Bloomington, IN?

    HUD’s FY2026 fair market rents for Bloomington, IN are $940 for a studio, $1,036 for one bedroom, $1,176 for two bedrooms and $1,517 for three bedrooms, including utilities.

    All salaries in Bloomington, IN

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    Healthcare Practitioners and Technical Occupations

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    Building and Grounds Cleaning and Maintenance Occupations

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    Office and Administrative Support Occupations

    Installation, Maintenance, and Repair Occupations

    Production Occupations

    Transportation and Material Moving Occupations

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