Cost of Living in Muncie, IN
Muncie, IN — prices, rents and what jobs really pay here after taxes.
Salary comparison calculator
What would you need to earn in Muncie, IN to keep the same lifestyle — after taxes — as in another city?
Prices in Muncie, IN vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 88.1 | −11.9% |
| Housing | 57.5 | −42.5% |
| Goods | 94.3 | −5.7% |
| Utilities | 86.4 | −13.6% |
| Other services | 99.1 | −0.9% |
Source: BEA Regional Price Parities, 2024.
Rent in Muncie, IN
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $803 | $32,120/yr |
| 1 bedroom | $845 | $33,800/yr |
| 2 bedrooms | $1,043 | $41,720/yr |
| 3 bedrooms | $1,349 | $53,960/yr |
| 4 bedrooms | $1,685 | $67,400/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Muncie, IN
- Federal income tax$3,113
- Social Security (6.2%)$2,735
- Medicare (1.45%)$640
- Indiana income tax$1,272
- Take-home pay$36,351
Marginal rate: 12% federal + 2.95% state
Highest-paying jobs in Muncie, IN
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Muncie, IN expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Muncie, IN metro area are 88.1% of the U.S. average, with housing at 57.5%. It is the #332 most expensive of 387 metro areas we track.
What salary do you need to live in Muncie, IN?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $52,889 in Muncie, IN (before tax differences). The median wage across all jobs here is $44,110.
How much is rent in Muncie, IN?
HUD’s FY2026 fair market rents for Muncie, IN are $803 for a studio, $845 for one bedroom, $1,043 for two bedrooms and $1,349 for three bedrooms, including utilities.
All salaries in Muncie, IN
Management Occupations
- General and Operations Manager — $99,750
Healthcare Practitioners and Technical Occupations
- Registered Nurse — $79,500
Healthcare Support Occupations
- Nursing Assistant — $37,080
- Home Health and Personal Care Aide — $35,350
Food Preparation and Serving Related Occupations
- Cooks, Restaurant — $30,050
- Fast Food and Counter Worker — $27,560
- Waiter and Waitress — $23,720
Building and Grounds Cleaning and Maintenance Occupations
- Janitors and Cleaners, Except Maids and Housekeeping Cleaners — $37,900
- Landscaping and Groundskeeping Worker — $37,210
Sales and Related Occupations
- Retail Salesperson — $31,060
- Cashier — $28,660
Office and Administrative Support Occupations
- Bookkeeping, Accounting, and Auditing Clerks — $44,650
- Medical Secretary and Administrative Assistant — $40,520
- Customer Service Representative — $39,640
- Office Clerks, General — $38,890
Installation, Maintenance, and Repair Occupations
- Maintenance and Repair Workers, General — $45,600
Production Occupations
- Miscellaneous Assembler and Fabricator — $43,260
Transportation and Material Moving Occupations
- Heavy and Tractor-Trailer Truck Driver — $58,810
- Laborers and Freight, Stock, and Material Movers, Hand — $37,490
- Stocker and Order Filler — $35,020