Cost of Living in Muncie, IN

Muncie, IN — prices, rents and what jobs really pay here after taxes.

Price level
88.1
U.S. average = 100 · #332 of 387
Median wage
$44,110
all jobs · $3,029/mo take-home
1-bedroom rent
$845
HUD fair market rent

Salary comparison calculator

What would you need to earn in Muncie, IN to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
—

    Prices in Muncie, IN vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items88.1−11.9%
    Housing57.5−42.5%
    Goods94.3−5.7%
    Utilities86.4−13.6%
    Other services99.1−0.9%

    Source: BEA Regional Price Parities, 2024.

    Rent in Muncie, IN

    UnitMonthly rentIncome needed (30% rule)
    Studio$803$32,120/yr
    1 bedroom$845$33,800/yr
    2 bedrooms$1,043$41,720/yr
    3 bedrooms$1,349$53,960/yr
    4 bedrooms$1,685$67,400/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Muncie, IN

    Paycheck in Muncie, IN
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $36,351
    per year · effective tax rate 17.6%
    $3,029Monthly
    $1,515Twice a month
    $1,398Every 2 weeks
    $17.48Hourly
    • Federal income tax$3,113
    • Social Security (6.2%)$2,735
    • Medicare (1.45%)$640
    • Indiana income tax$1,272
    • Take-home pay$36,351

    Marginal rate: 12% federal + 2.95% state

    Highest-paying jobs in Muncie, IN

    JobMedian salaryTake-homeReal value*
    General and Operations Manager$99,750$76,091$86,322
    Registered Nurse$79,500$62,443$70,838
    Heavy and Tractor-Trailer Truck Driver$58,810$47,728$54,146
    Maintenance and Repair Workers, General$45,600$37,504$42,547
    Bookkeeping, Accounting, and Auditing Clerks$44,650$36,769$41,712
    Miscellaneous Assembler and Fabricator$43,260$35,693$40,492
    Medical Secretary and Administrative Assistant$40,520$33,572$38,086
    Customer Service Representative$39,640$32,891$37,313
    Office Clerks, General$38,890$32,310$36,655
    Janitors and Cleaners, Except Maids and Housekeeping Cleaners$37,900$31,544$35,785
    Laborers and Freight, Stock, and Material Movers, Hand$37,490$31,227$35,425
    Landscaping and Groundskeeping Worker$37,210$31,010$35,180
    Nursing Assistant$37,080$30,909$35,065
    Home Health and Personal Care Aide$35,350$29,570$33,546
    Stocker and Order Filler$35,020$29,315$33,257
    Retail Salesperson$31,060$26,250$29,779
    Cooks, Restaurant$30,050$25,468$28,893
    Cashier$28,660$24,392$27,672
    Fast Food and Counter Worker$27,560$23,522$26,685
    Waiter and Waitress$23,720$20,473$23,226

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Muncie, IN expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Muncie, IN metro area are 88.1% of the U.S. average, with housing at 57.5%. It is the #332 most expensive of 387 metro areas we track.

    What salary do you need to live in Muncie, IN?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $52,889 in Muncie, IN (before tax differences). The median wage across all jobs here is $44,110.

    How much is rent in Muncie, IN?

    HUD’s FY2026 fair market rents for Muncie, IN are $803 for a studio, $845 for one bedroom, $1,043 for two bedrooms and $1,349 for three bedrooms, including utilities.

    All salaries in Muncie, IN

    Management Occupations

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    Office and Administrative Support Occupations

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