Cost of Living in Chambersburg, PA
Chambersburg, PA — prices, rents and what jobs really pay here after taxes.
Salary comparison calculator
What would you need to earn in Chambersburg, PA to keep the same lifestyle — after taxes — as in another city?
Prices in Chambersburg, PA vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 94.6 | −5.4% |
| Housing | 71.9 | −28.1% |
| Goods | 100.7 | +0.7% |
| Utilities | 108.3 | +8.3% |
| Other services | 97.7 | −2.3% |
Source: BEA Regional Price Parities, 2024.
Rent in Chambersburg, PA
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $1,014 | $40,560/yr |
| 1 bedroom | $1,119 | $44,760/yr |
| 2 bedrooms | $1,379 | $55,160/yr |
| 3 bedrooms | $1,825 | $73,000/yr |
| 4 bedrooms | $1,991 | $79,640/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Chambersburg, PA
- Federal income tax$3,525
- Social Security (6.2%)$2,947
- Medicare (1.45%)$689
- Pennsylvania income tax$1,459
- Take-home pay$38,919
Marginal rate: 12% federal + 3.07% state
Highest-paying jobs in Chambersburg, PA
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Chambersburg, PA expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Chambersburg, PA metro area are 94.6% of the U.S. average, with housing at 71.9%. It is the #176 most expensive of 387 metro areas we track.
What salary do you need to live in Chambersburg, PA?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $56,785 in Chambersburg, PA (before tax differences). The median wage across all jobs here is $47,540.
How much is rent in Chambersburg, PA?
HUD’s FY2026 fair market rents for Chambersburg, PA are $1,014 for a studio, $1,119 for one bedroom, $1,379 for two bedrooms and $1,825 for three bedrooms, including utilities.
All salaries in Chambersburg, PA
Management Occupations
- General and Operations Manager — $88,430
Educational Instruction and Library Occupations
- Secondary School Teachers, Except Special and Career/Technical Education — $77,700
- Elementary School Teachers, Except Special Education — $76,750
Healthcare Practitioners and Technical Occupations
- Registered Nurse — $85,270
Healthcare Support Occupations
- Nursing Assistant — $45,260
- Home Health and Personal Care Aide — $31,150
Food Preparation and Serving Related Occupations
- Cooks, Restaurant — $34,620
- Waiter and Waitress — $30,030
- Fast Food and Counter Worker — $27,550
Building and Grounds Cleaning and Maintenance Occupations
Sales and Related Occupations
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $71,730
- First-Line Supervisor of Retail Sales Workers — $45,060
- Retail Salesperson — $31,090
- Cashier — $29,550
Office and Administrative Support Occupations
- First-Line Supervisor of Office and Administrative Support Workers — $66,740
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $45,380
- Shipping, Receiving, and Inventory Clerks — $45,090
- Office Clerks, General — $41,050
- Customer Service Representative — $39,670
Construction and Extraction Occupations
- Construction Laborer — $46,860
Installation, Maintenance, and Repair Occupations
- Maintenance and Repair Workers, General — $55,670
Production Occupations
- Welders, Cutters, Solderers, and Brazers — $53,340
- Packaging and Filling Machine Operator and Tender — $48,260
- Miscellaneous Assembler and Fabricator — $37,320
Transportation and Material Moving Occupations
- First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors — $62,590
- Heavy and Tractor-Trailer Truck Driver — $55,960
- Laborers and Freight, Stock, and Material Movers, Hand — $47,540
- Industrial Truck and Tractor Operator — $45,030
- Stocker and Order Filler — $42,990