Cost of Living in Springfield, OH

Springfield, OH — prices, rents and what jobs really pay here after taxes.

Price level
90.5
U.S. average = 100 · #280 of 387
Median wage
$45,470
all jobs · $3,187/mo take-home
1-bedroom rent
$843
HUD fair market rent

Salary comparison calculator

What would you need to earn in Springfield, OH to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Springfield, OH vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items90.5−9.5%
    Housing61.7−38.3%
    Goods93.6−6.4%
    Utilities97.2−2.8%
    Other services98.9−1.1%

    Source: BEA Regional Price Parities, 2024.

    Rent in Springfield, OH

    UnitMonthly rentIncome needed (30% rule)
    Studio$763$30,520/yr
    1 bedroom$843$33,720/yr
    2 bedrooms$1,106$44,240/yr
    3 bedrooms$1,355$54,200/yr
    4 bedrooms$1,572$62,880/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Springfield, OH

    Paycheck in Springfield, OH
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $38,247
    per year · effective tax rate 15.9%
    $3,187Monthly
    $1,594Twice a month
    $1,471Every 2 weeks
    $18.39Hourly
    • Federal income tax$3,276
    • Social Security (6.2%)$2,819
    • Medicare (1.45%)$659
    • Ohio income tax$468
    • Take-home pay$38,247

    Marginal rate: 12% federal + 2.75% state

    Highest-paying jobs in Springfield, OH

    JobMedian salaryTake-homeReal value*
    Registered Nurse$80,060$63,733$70,437
    General and Operations Manager$79,490$63,348$70,011
    Elementary School Teachers, Except Special Education$77,320$61,881$68,390
    Secondary School Teachers, Except Special and Career/Technical Education$63,030$51,874$57,330
    Licensed Practical and Licensed Vocational Nurse$61,350$50,570$55,890
    Heavy and Tractor-Trailer Truck Driver$58,810$48,599$53,711
    Maintenance and Repair Workers, General$50,930$42,484$46,953
    Miscellaneous Assembler and Fabricator$46,730$39,225$43,351
    Bookkeeping, Accounting, and Auditing Clerks$45,750$38,464$42,511
    Secretaries and Administrative Assistants, Except Legal, Medical, and Executive$43,840$36,982$40,872
    Office Clerks, General$43,540$36,749$40,615
    Industrial Truck and Tractor Operator$40,450$34,352$37,965
    Customer Service Representative$39,000$33,226$36,722
    Nursing Assistant$38,020$32,466$35,881
    Stocker and Order Filler$36,950$31,636$34,963
    Teaching Assistants, Except Postsecondary$36,480$31,271$34,560
    Janitors and Cleaners, Except Maids and Housekeeping Cleaners$36,410$31,217$34,500
    Waiter and Waitress$36,060$30,945$34,200
    First-Line Supervisor of Food Preparation and Serving Workers$35,750$30,704$33,934
    Laborers and Freight, Stock, and Material Movers, Hand$35,130$30,223$33,403

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Springfield, OH expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Springfield, OH metro area are 90.5% of the U.S. average, with housing at 61.7%. It is the #280 most expensive of 387 metro areas we track.

    What salary do you need to live in Springfield, OH?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $54,289 in Springfield, OH (before tax differences). The median wage across all jobs here is $45,470.

    How much is rent in Springfield, OH?

    HUD’s FY2026 fair market rents for Springfield, OH are $763 for a studio, $843 for one bedroom, $1,106 for two bedrooms and $1,355 for three bedrooms, including utilities.

    All salaries in Springfield, OH

    Management Occupations

    Educational Instruction and Library Occupations

    Healthcare Practitioners and Technical Occupations

    Healthcare Support Occupations

    Food Preparation and Serving Related Occupations

    Building and Grounds Cleaning and Maintenance Occupations

    Sales and Related Occupations

    Office and Administrative Support Occupations

    Installation, Maintenance, and Repair Occupations

    Production Occupations

    Transportation and Material Moving Occupations

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