Credit Analyst Salary in Minneapolis, MN
Credit Analysts in the Minneapolis-St. Paul-Bloomington, MN-WI metro area earn a median $84,570 a year — 1% more than the national median. After 2026 taxes, that is $64,098 take-home, or $5,341 a month.
Take-home pay calculator
Pre-filled with the median credit analyst salary in Minneapolis, MN. Enter your own offer to see your paycheck.
- Federal income tax$9,775
- Social Security (6.2%)$5,243
- Medicare (1.45%)$1,226
- Minnesota income tax$4,227
- Take-home pay$64,098
Marginal rate: 22% federal + 6.80% state
The Minneapolis-St. Paul-Bloomington, MN-WI metro spans Minnesota, Wisconsin. Pick the state you live in — state income tax follows your residence.
Credit Analyst pay by experience in Minneapolis, MN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $66,720 | $32.08 | $52,754 | $4,396 |
| 25th percentile | $77,540 | $37.28 | $59,630 | $4,969 |
| Median (50th) | $84,570 | $40.66 | $64,098 | $5,341 |
| 75th percentile | $104,950 | $50.46 | $77,049 | $6,421 |
| 90th percentile (top earners) | $140,930 | $67.75 | $99,362 | $8,280 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Minnesota resident, 2026 tax rules.
What $84,570 buys in Minneapolis, MN
Prices in Minneapolis, MN are 4.8% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median credit analyst's $64,098 take-home pay has the buying power of $61,149 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Credit Analyst jobs are about as common in Minneapolis, MN as in the U.S. overall (location quotient 0.85).
Best-paying cities for credit analysts, adjusted for cost of living
Minneapolis, MN ranks #22 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $136,500 | $97,551 | $86,663 |
| 2 | Charlotte, NC | $100,640 | $76,123 | $78,197 |
| 3 | Buffalo, NY | $99,640 | $74,088 | $77,301 |
| 4 | Washington, DC | $114,700 | $82,740 | $75,990 |
| 5 | San Francisco, CA | $122,590 | $86,291 | $74,638 |
| 6 | Boston, MA | $101,890 | $75,635 | $69,860 |
| 7 | Philadelphia, PA | $92,460 | $71,037 | $69,268 |
| 8 | Jacksonville, FL | $83,160 | $67,333 | $67,682 |
| 22 | Minneapolis, MN | $84,570 | $64,098 | $61,149 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
Frequently asked questions
How much does a credit analyst make in Minneapolis, MN?
The median credit analyst salary in the Minneapolis-St. Paul-Bloomington, MN-WI metro area is $84,570 a year, or about $40.66 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $77,540 and $104,950.
What is a credit analyst’s take-home pay in Minneapolis, MN?
On the median $84,570 salary, a single filer living in Minnesota takes home about $64,098 a year ($5,341 a month) after federal tax, Social Security, Medicare and $4,227 in Minnesota taxes in 2026.
Is Minneapolis, MN a good place to work as a credit analyst?
Pay here is 1% above the national median of $83,510. Local prices are 4.8% above the U.S. average, so the take-home pay buys what $61,149 would in a typical U.S. city. Minneapolis, MN ranks #22 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a credit analyst afford rent in Minneapolis, MN?
HUD’s fair market rent for a one-bedroom in Minneapolis, MN is $1,396 a month ($1,700 for two bedrooms) — 26% of a median credit analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Minneapolis, MN
- Financial Risk Specialist — $105,420
- Financial Examiner — $104,260
- Personal Financial Advisor — $103,410
- Financial and Investment Analyst — $103,350
- Loan Officer — $102,200
- Management Analyst — $101,560
- Labor Relations Specialist — $101,270
- Property Appraiser and Assessor — $99,800
- Market Research Analyst and Marketing Specialist — $97,910
- Project Management Specialist — $97,860
- Compliance Officer — $91,150
- Accountant and Auditor — $86,500