Customer Service Representative Salary in Binghamton, NY

Customer Service Representatives in the Binghamton, NY metro area earn a median $45,280 a year — 1% more than the national median. After 2026 taxes, that is $36,714 take-home, or $3,060 a month.

Median salary
$45,280
$21.77 per hour
Typical range
$33,900 – $62,710
10th to 90th percentile
Jobs in Binghamton, NY
1,490
0.92× national concentration

Take-home pay calculator

Pre-filled with the median customer service representative salary in Binghamton, NY. Enter your own offer to see your paycheck.

Customer Service Representative in Binghamton, NY
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$36,714
per year · effective tax rate 18.9%
$3,060Monthly
$1,530Twice a month
$1,412Every 2 weeks
$17.65Hourly
  • Federal income tax$3,254
  • Social Security (6.2%)$2,807
  • Medicare (1.45%)$657
  • New York income tax$1,848
  • Take-home pay$36,714

Marginal rate: 12% federal + 5.40% state

Customer Service Representative pay by experience in Binghamton, NY

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$33,900$16.30$28,185$2,349
25th percentile$38,100$18.32$31,333$2,611
Median (50th)$45,280$21.77$36,714$3,060
75th percentile$56,730$27.27$45,296$3,775
90th percentile (top earners)$62,710$30.15$49,778$4,148

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.

What $45,280 buys in Binghamton, NY

Prices in Binghamton, NY are 7.1% lower than the U.S. average (housing costs are 30% below the national average). Adjusted for local prices, a median customer service representative's $36,714 take-home pay has the buying power of $39,536 in a typical American city.

1-bedroom rent
$868
28% of monthly take-home
2-bedroom rent
$1,103
36% of monthly take-home
Left after 1-BR rent
$2,192
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Customer Service Representative jobs are about as common in Binghamton, NY as in the U.S. overall (location quotient 0.92).

Best-paying cities for customer service representatives, adjusted for cost of living

Binghamton, NY ranks #57 of 357 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1St. Cloud, MN $48,120$39,089$44,605
2Dubuque, IA $46,670$38,558$44,153
3Des Moines, IA $48,880$40,249$43,892
4San Jose, CA $60,480$48,311$43,751
5Elkhart, IN $48,000$39,362$43,578
6Bismarck, ND $46,240$39,334$43,213
7Fond du Lac, WI $47,500$39,037$42,597
8Midland, MI $48,250$39,149$42,590
57Binghamton, NY$45,280$36,714$39,536

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 357 metros →

Customer Service Representative salaries elsewhere in New York

Frequently asked questions

How much does a customer service representative make in Binghamton, NY?

The median customer service representative salary in the Binghamton, NY metro area is $45,280 a year, or about $21.77 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $38,100 and $56,730.

What is a customer service representative’s take-home pay in Binghamton, NY?

On the median $45,280 salary, a single filer living in New York takes home about $36,714 a year ($3,060 a month) after federal tax, Social Security, Medicare and $1,848 in New York taxes in 2026.

Is Binghamton, NY a good place to work as a customer service representative?

Pay here is 1% above the national median of $44,770. Local prices are 7.1% below the U.S. average, so the take-home pay buys what $39,536 would in a typical U.S. city. Binghamton, NY ranks #57 of 357 metro areas for cost-of-living-adjusted pay in this job.

Can a customer service representative afford rent in Binghamton, NY?

HUD’s fair market rent for a one-bedroom in Binghamton, NY is $868 a month ($1,103 for two bedrooms) — 28% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Binghamton, NY

Cost of living & all salaries in Binghamton, NY →