Customer Service Representative Salary in Utica, NY

Customer Service Representatives in the Utica-Rome, NY metro area earn a median $45,250 a year — 1% more than the national median. After 2026 taxes, that is $36,692 take-home, or $3,058 a month.

Median salary
$45,250
$21.75 per hour
Typical range
$33,240 – $65,400
10th to 90th percentile
Jobs in Utica, NY
1,770
0.90× national concentration

Take-home pay calculator

Pre-filled with the median customer service representative salary in Utica, NY. Enter your own offer to see your paycheck.

Customer Service Representative in Utica, NY
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$36,692
per year · effective tax rate 18.9%
$3,058Monthly
$1,529Twice a month
$1,411Every 2 weeks
$17.64Hourly
  • Federal income tax$3,250
  • Social Security (6.2%)$2,806
  • Medicare (1.45%)$656
  • New York income tax$1,847
  • Take-home pay$36,692

Marginal rate: 12% federal + 5.40% state

Customer Service Representative pay by experience in Utica, NY

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$33,240$15.98$27,690$2,308
25th percentile$37,220$17.89$30,673$2,556
Median (50th)$45,250$21.75$36,692$3,058
75th percentile$55,040$26.46$44,029$3,669
90th percentile (top earners)$65,400$31.44$51,794$4,316

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.

What $45,250 buys in Utica, NY

Prices in Utica, NY are 7.3% lower than the U.S. average (housing costs are 34% below the national average). Adjusted for local prices, a median customer service representative's $36,692 take-home pay has the buying power of $39,591 in a typical American city.

1-bedroom rent
$926
30% of monthly take-home
2-bedroom rent
$1,172
38% of monthly take-home
Left after 1-BR rent
$2,132
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Customer Service Representative jobs are about as common in Utica, NY as in the U.S. overall (location quotient 0.90).

Best-paying cities for customer service representatives, adjusted for cost of living

Utica, NY ranks #55 of 357 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1St. Cloud, MN $48,120$39,089$44,605
2Dubuque, IA $46,670$38,558$44,153
3Des Moines, IA $48,880$40,249$43,892
4San Jose, CA $60,480$48,311$43,751
5Elkhart, IN $48,000$39,362$43,578
6Bismarck, ND $46,240$39,334$43,213
7Fond du Lac, WI $47,500$39,037$42,597
8Midland, MI $48,250$39,149$42,590
55Utica, NY$45,250$36,692$39,591

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 357 metros →

Customer Service Representative salaries elsewhere in New York

Frequently asked questions

How much does a customer service representative make in Utica, NY?

The median customer service representative salary in the Utica-Rome, NY metro area is $45,250 a year, or about $21.75 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $37,220 and $55,040.

What is a customer service representative’s take-home pay in Utica, NY?

On the median $45,250 salary, a single filer living in New York takes home about $36,692 a year ($3,058 a month) after federal tax, Social Security, Medicare and $1,847 in New York taxes in 2026.

Is Utica, NY a good place to work as a customer service representative?

Pay here is 1% above the national median of $44,770. Local prices are 7.3% below the U.S. average, so the take-home pay buys what $39,591 would in a typical U.S. city. Utica, NY ranks #55 of 357 metro areas for cost-of-living-adjusted pay in this job.

Can a customer service representative afford rent in Utica, NY?

HUD’s fair market rent for a one-bedroom in Utica, NY is $926 a month ($1,172 for two bedrooms) — 30% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Utica, NY

Cost of living & all salaries in Utica, NY →