Customer Service Representative Salary in Modesto, CA

Customer Service Representatives in the Modesto, CA metro area earn a median $47,230 a year — 5% more than the national median. After 2026 taxes, that is $38,632 take-home, or $3,219 a month.

Median salary
$47,230
$22.71 per hour
Typical range
$37,220 – $66,800
10th to 90th percentile
Jobs in Modesto, CA
1,290
0.39× national concentration

Take-home pay calculator

Pre-filled with the median customer service representative salary in Modesto, CA. Enter your own offer to see your paycheck.

Customer Service Representative in Modesto, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$38,632
per year · effective tax rate 18.2%
$3,219Monthly
$1,610Twice a month
$1,486Every 2 weeks
$18.57Hourly
  • Federal income tax$3,488
  • Social Security (6.2%)$2,928
  • Medicare (1.45%)$685
  • California income tax$883
  • CA State Disability Insurance (SDI)$614
  • Take-home pay$38,632

Marginal rate: 12% federal + 6.00% state

Customer Service Representative pay by experience in Modesto, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$37,220$17.89$31,124$2,594
25th percentile$41,490$19.95$34,329$2,861
Median (50th)$47,230$22.71$38,632$3,219
75th percentile$59,040$28.38$47,259$3,938
90th percentile (top earners)$66,800$32.12$52,824$4,402

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $47,230 buys in Modesto, CA

Prices in Modesto, CA are 4.1% higher than the U.S. average (housing costs are 1.08× the national average). Adjusted for local prices, a median customer service representative's $38,632 take-home pay has the buying power of $37,108 in a typical American city.

1-bedroom rent
$1,356
42% of monthly take-home
2-bedroom rent
$1,758
55% of monthly take-home
Left after 1-BR rent
$1,863
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Customer Service Representative jobs are less concentrated in Modesto, CA than nationally (location quotient 0.39), so openings may be scarcer.

Best-paying cities for customer service representatives, adjusted for cost of living

Modesto, CA ranks #139 of 357 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1St. Cloud, MN $48,120$39,089$44,605
2Dubuque, IA $46,670$38,558$44,153
3Des Moines, IA $48,880$40,249$43,892
4San Jose, CA $60,480$48,311$43,751
5Elkhart, IN $48,000$39,362$43,578
6Bismarck, ND $46,240$39,334$43,213
7Fond du Lac, WI $47,500$39,037$42,597
8Midland, MI $48,250$39,149$42,590
139Modesto, CA$47,230$38,632$37,108

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 357 metros →

Customer Service Representative salaries elsewhere in California

Frequently asked questions

How much does a customer service representative make in Modesto, CA?

The median customer service representative salary in the Modesto, CA metro area is $47,230 a year, or about $22.71 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $41,490 and $59,040.

What is a customer service representative’s take-home pay in Modesto, CA?

On the median $47,230 salary, a single filer living in California takes home about $38,632 a year ($3,219 a month) after federal tax, Social Security, Medicare and $1,497 in California taxes in 2026.

Is Modesto, CA a good place to work as a customer service representative?

Pay here is 5% above the national median of $44,770. Local prices are 4.1% above the U.S. average, so the take-home pay buys what $37,108 would in a typical U.S. city. Modesto, CA ranks #139 of 357 metro areas for cost-of-living-adjusted pay in this job.

Can a customer service representative afford rent in Modesto, CA?

HUD’s fair market rent for a one-bedroom in Modesto, CA is $1,356 a month ($1,758 for two bedrooms) — 42% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Modesto, CA

Cost of living & all salaries in Modesto, CA →