Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Insurance Claim and Policy Processing Clerk Salary in Phoenix, AZ

Insurance Claims and Policy Processing Clerks in the Phoenix-Mesa-Chandler, AZ metro area earn a median $50,620 a year — 3% more than the national median. After 2026 taxes, that is $41,796 take-home, or $3,483 a month.

Median salary
$50,620
$24.34 per hour
Typical range
$40,760 – $59,370
10th to 90th percentile
Jobs in Phoenix, AZ
6,770
2.07× national concentration
▲2.7%
Pay trend: The median for insurance claims and policy processing clerks in Phoenix, AZ rose from $49,290 (May 2024) to $50,620 (May 2025). That roughly kept pace with inflation (2.4%).

Take-home pay calculator

Pre-filled with the median insurance claim and policy processing clerk salary in Phoenix, AZ. Enter your own offer to see your paycheck.

Insurance Claim and Policy Processing Clerk in Phoenix, AZ
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$41,796
per year · effective tax rate 17.4%
$3,483Monthly
$1,742Twice a month
$1,608Every 2 weeks
$20.09Hourly
  • Federal income tax$3,894
  • Social Security (6.2%)$3,138
  • Medicare (1.45%)$734
  • Arizona income tax$1,057
  • Take-home pay$41,796

Marginal rate: 12% federal + 2.50% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Insurance Claim and Policy Processing Clerk pay by experience in Phoenix, AZ

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$40,760$19.60$34,120$2,843
25th percentile$45,420$21.84$37,748$3,146
Median (50th)$50,620$24.34$41,796$3,483
75th percentile$52,770$25.37$43,470$3,623
90th percentile (top earners)$59,370$28.54$48,608$4,051

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Arizona resident, 2026 tax rules.

What $50,620 buys in Phoenix, AZ

Prices in Phoenix, AZ are 3.3% higher than the U.S. average (housing costs are 1.21× the national average). Adjusted for local prices, a median insurance claim and policy processing clerk's $41,796 take-home pay has the buying power of $40,455 in a typical American city.

1-bedroom rent
$1,583
45% of monthly take-home
2-bedroom rent
$1,839
53% of monthly take-home
Left after 1-BR rent
$1,900
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Phoenix, AZ has 2.1× the national concentration of insurance claim and policy processing clerk jobs — a strong local market for this occupation.

Best-paying cities for insurance claims and policy processing clerks, adjusted for cost of living

Phoenix, AZ ranks #13 of 20 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1San Antonio, TX $55,910$47,104$49,731
2Dallas, TX $57,340$48,253$46,806
3Philadelphia, PA $57,150$46,346$45,191
4Indianapolis, IN $52,070$42,512$44,424
5Minneapolis, MN $58,260$46,554$44,412
6San Francisco, CA $64,260$51,049$44,155
7Cleveland, OH $47,800$40,055$42,647
8New York, NY $60,070$47,799$42,465
13Phoenix, AZ$50,620$41,796$40,455

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 20 metros →

About the job: insurance claims and policy processing clerks

Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.

Typical education
High school diploma or equivalent
Work experience
None required
On-the-job training
Moderate-term on-the-job training
Job outlook, 2025–35
-1.9% (declining)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a insurance claim and policy processing clerk make in Phoenix, AZ?

The median insurance claim and policy processing clerk salary in the Phoenix-Mesa-Chandler, AZ metro area is $50,620 a year, or about $24.34 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $45,420 and $52,770.

What is a insurance claim and policy processing clerk’s take-home pay in Phoenix, AZ?

On the median $50,620 salary, a single filer living in Arizona takes home about $41,796 a year ($3,483 a month) after federal tax, Social Security, Medicare and $1,057 in Arizona taxes in 2026.

Is Phoenix, AZ a good place to work as a insurance claim and policy processing clerk?

Pay here is 3% above the national median of $49,230. Local prices are 3.3% above the U.S. average, so the take-home pay buys what $40,455 would in a typical U.S. city. Phoenix, AZ ranks #13 of 20 metro areas for cost-of-living-adjusted pay in this job.

Can a insurance claim and policy processing clerk afford rent in Phoenix, AZ?

HUD’s fair market rent for a one-bedroom in Phoenix, AZ is $1,583 a month ($1,839 for two bedrooms) — 45% of a median insurance claim and policy processing clerk’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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