Nurse Practitioner Salary in Chattanooga, TN
Nurse Practitioners in the Chattanooga, TN-GA metro area earn a median $116,480 a year — 12% less than the national median. After 2026 taxes, that is $90,774 take-home, or $7,564 a month.
Take-home pay calculator
Pre-filled with the median nurse practitioner salary in Chattanooga, TN. Enter your own offer to see your paycheck.
- Federal income tax$16,796
- Social Security (6.2%)$7,222
- Medicare (1.45%)$1,689
- Tennessee income tax$0
- Take-home pay$90,774
Marginal rate: 22% federal + 0.00% state
The Chattanooga, TN-GA metro spans Tennessee, Georgia. Pick the state you live in — state income tax follows your residence.
Nurse Practitioner pay by experience in Chattanooga, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $96,480 | $46.38 | $76,704 | $6,392 |
| 25th percentile | $103,170 | $49.60 | $81,410 | $6,784 |
| Median (50th) | $116,480 | $56.00 | $90,774 | $7,564 |
| 75th percentile | $127,650 | $61.37 | $98,515 | $8,210 |
| 90th percentile (top earners) | $132,400 | $63.65 | $101,761 | $8,480 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $116,480 buys in Chattanooga, TN
Prices in Chattanooga, TN are 8.5% lower than the U.S. average (housing costs are 23% below the national average). Adjusted for local prices, a median nurse practitioner's $90,774 take-home pay has the buying power of $99,245 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Chattanooga, TN has 1.8× the national concentration of nurse practitioner jobs — a strong local market for this occupation.
Best-paying cities for nurse practitioners, adjusted for cost of living
Chattanooga, TN ranks #61 of 117 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | San Jose, CA | $231,560 | $150,760 | $136,530 |
| 2 | San Francisco, CA | $219,080 | $143,890 | $124,458 |
| 3 | Killeen, TX | $138,670 | $106,047 | $116,366 |
| 4 | Tulsa, OK | $139,460 | $100,857 | $113,050 |
| 5 | Sioux Falls, SD | $130,390 | $100,388 | $110,765 |
| 6 | McAllen, TX | $122,550 | $95,029 | $110,634 |
| 7 | Las Vegas, NV | $144,060 | $109,731 | $109,496 |
| 8 | Fresno, CA | $166,570 | $111,690 | $109,330 |
| 61 | Chattanooga, TN | $116,480 | $90,774 | $99,245 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 117 metros →
Nurse Practitioner salaries elsewhere in Tennessee
- Kingsport, TN — $118,470
- Memphis, TN — $124,600
- Nashville, TN — $122,320
- Knoxville, TN — $109,740
Frequently asked questions
How much does a nurse practitioner make in Chattanooga, TN?
The median nurse practitioner salary in the Chattanooga, TN-GA metro area is $116,480 a year, or about $56.00 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $103,170 and $127,650.
What is a nurse practitioner’s take-home pay in Chattanooga, TN?
On the median $116,480 salary, a single filer living in Tennessee takes home about $90,774 a year ($7,564 a month) after federal tax, Social Security, Medicare in 2026.
Is Chattanooga, TN a good place to work as a nurse practitioner?
Pay here is 12% below the national median of $132,300. Local prices are 8.5% below the U.S. average, so the take-home pay buys what $99,245 would in a typical U.S. city. Chattanooga, TN ranks #61 of 117 metro areas for cost-of-living-adjusted pay in this job.
Can a nurse practitioner afford rent in Chattanooga, TN?
HUD’s fair market rent for a one-bedroom in Chattanooga, TN is $1,263 a month ($1,390 for two bedrooms) — 17% of a median nurse practitioner’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Chattanooga, TN
- Pharmacist — $132,240
- Physical Therapist — $99,120
- Dental Hygienist — $83,460
- Registered Nurse — $79,770
- Licensed Practical and Licensed Vocational Nurse — $58,580
- Clinical Laboratory Technologist and Technician — $58,070
- Pharmacy Technician — $40,720
- Psychiatric Technician — $39,730