Pharmacist Salary in Chattanooga, TN

Pharmacists in the Chattanooga, TN-GA metro area earn a median $132,240 a year — 6% less than the national median. After 2026 taxes, that is $101,652 take-home, or $8,471 a month.

Median salary
$132,240
$63.58 per hour
Typical range
$86,520 – $168,280
10th to 90th percentile
Jobs in Chattanooga, TN
750
1.35× national concentration

Take-home pay calculator

Pre-filled with the median pharmacist salary in Chattanooga, TN. Enter your own offer to see your paycheck.

Pharmacist in Chattanooga, TN
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$101,652
per year · effective tax rate 23.1%
$8,471Monthly
$4,236Twice a month
$3,910Every 2 weeks
$48.87Hourly
  • Federal income tax$20,472
  • Social Security (6.2%)$8,199
  • Medicare (1.45%)$1,917
  • Tennessee income tax$0
  • Take-home pay$101,652

Marginal rate: 24% federal + 0.00% state

The Chattanooga, TN-GA metro spans Tennessee, Georgia. Pick the state you live in — state income tax follows your residence.

Pharmacist pay by experience in Chattanooga, TN

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$86,520$41.60$69,697$5,808
25th percentile$126,000$60.58$97,387$8,116
Median (50th)$132,240$63.58$101,652$8,471
75th percentile$155,570$74.79$117,598$9,800
90th percentile (top earners)$168,280$80.90$126,285$10,524

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.

What $132,240 buys in Chattanooga, TN

Prices in Chattanooga, TN are 8.5% lower than the U.S. average (housing costs are 23% below the national average). Adjusted for local prices, a median pharmacist's $101,652 take-home pay has the buying power of $111,139 in a typical American city.

1-bedroom rent
$1,263
15% of monthly take-home
2-bedroom rent
$1,390
16% of monthly take-home
Left after 1-BR rent
$7,208
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Chattanooga, TN has 1.4× the national concentration of pharmacist jobs — a strong local market for this occupation.

Best-paying cities for pharmacists, adjusted for cost of living

Chattanooga, TN ranks #30 of 120 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Rochester, MN $164,250$113,470$124,938
2Sioux Falls, SD $148,330$112,650$124,295
3McAllen, TX $137,700$105,384$122,689
4San Antonio, TX $150,500$114,133$120,500
5Shreveport, LA $137,970$101,816$120,114
6San Jose, CA $199,040$131,343$118,945
7Spartanburg, SC $153,610$108,199$118,833
8Fargo, ND $142,040$106,840$117,573
30Chattanooga, TN$132,240$101,652$111,139

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 120 metros →

Pharmacist salaries elsewhere in Tennessee

Frequently asked questions

How much does a pharmacist make in Chattanooga, TN?

The median pharmacist salary in the Chattanooga, TN-GA metro area is $132,240 a year, or about $63.58 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $126,000 and $155,570.

What is a pharmacist’s take-home pay in Chattanooga, TN?

On the median $132,240 salary, a single filer living in Tennessee takes home about $101,652 a year ($8,471 a month) after federal tax, Social Security, Medicare in 2026.

Is Chattanooga, TN a good place to work as a pharmacist?

Pay here is 6% below the national median of $140,910. Local prices are 8.5% below the U.S. average, so the take-home pay buys what $111,139 would in a typical U.S. city. Chattanooga, TN ranks #30 of 120 metro areas for cost-of-living-adjusted pay in this job.

Can a pharmacist afford rent in Chattanooga, TN?

HUD’s fair market rent for a one-bedroom in Chattanooga, TN is $1,263 a month ($1,390 for two bedrooms) — 15% of a median pharmacist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Chattanooga, TN →