Physical Therapist Salary in Albany, NY
Physical Therapists in the Albany-Schenectady-Troy, NY metro area earn a median $94,020 a year — 9% less than the national median. After 2026 taxes, that is $70,466 take-home, or $5,872 a month.
Take-home pay calculator
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- Federal income tax$11,854
- Social Security (6.2%)$5,829
- Medicare (1.45%)$1,363
- New York income tax$4,507
- Take-home pay$70,466
Marginal rate: 22% federal + 5.90% state
Physical Therapist pay by experience in Albany, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $71,130 | $34.20 | $55,626 | $4,635 |
| 25th percentile | $80,150 | $38.53 | $61,484 | $5,124 |
| Median (50th) | $94,020 | $45.20 | $70,466 | $5,872 |
| 75th percentile | $103,430 | $49.73 | $76,531 | $6,378 |
| 90th percentile (top earners) | $108,510 | $52.17 | $79,805 | $6,650 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $94,020 buys in Albany, NY
Prices in Albany, NY are 0.4% lower than the U.S. average (housing costs are 1.03× the national average). Adjusted for local prices, a median physical therapist's $70,466 take-home pay has the buying power of $70,773 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Physical Therapist jobs are about as common in Albany, NY as in the U.S. overall (location quotient 1.03).
Best-paying cities for physical therapists, adjusted for cost of living
Albany, NY ranks #97 of 104 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | McAllen, TX | $103,980 | $81,980 | $95,442 |
| 2 | Las Vegas, NV | $116,480 | $90,774 | $90,579 |
| 3 | El Paso, TX | $102,190 | $80,721 | $89,777 |
| 4 | San Antonio, TX | $106,010 | $83,408 | $88,061 |
| 5 | Toledo, OH | $104,750 | $80,423 | $87,938 |
| 6 | Jackson, MS | $103,000 | $77,903 | $87,484 |
| 7 | San Jose, CA | $139,000 | $95,768 | $86,728 |
| 8 | Memphis, TN | $100,000 | $79,180 | $85,898 |
| 97 | Albany, NY | $94,020 | $70,466 | $70,773 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 104 metros →
Physical Therapist salaries elsewhere in New York
- Buffalo, NY — $95,800
- Syracuse, NY — $92,080
- New York, NY — $107,650
- Kiryas Joel, NY — $97,110
- Rochester, NY — $83,070
Frequently asked questions
How much does a physical therapist make in Albany, NY?
The median physical therapist salary in the Albany-Schenectady-Troy, NY metro area is $94,020 a year, or about $45.20 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $80,150 and $103,430.
What is a physical therapist’s take-home pay in Albany, NY?
On the median $94,020 salary, a single filer living in New York takes home about $70,466 a year ($5,872 a month) after federal tax, Social Security, Medicare and $4,507 in New York taxes in 2026.
Is Albany, NY a good place to work as a physical therapist?
Pay here is 9% below the national median of $102,760. Local prices are 0.4% below the U.S. average, so the take-home pay buys what $70,773 would in a typical U.S. city. Albany, NY ranks #97 of 104 metro areas for cost-of-living-adjusted pay in this job.
Can a physical therapist afford rent in Albany, NY?
HUD’s fair market rent for a one-bedroom in Albany, NY is $1,417 a month ($1,702 for two bedrooms) — 24% of a median physical therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Albany, NY
- Physicians, All Other — $239,200+
- Physician Assistant — $137,850
- Pharmacist — $136,720
- Nurse Practitioner — $134,590
- Registered Nurse — $99,970
- Dental Hygienist — $98,030
- Occupational Therapist — $85,990
- Radiologic Technologist and Technician — $85,590
- Speech-Language Pathologist — $82,160
- Clinical Laboratory Technologist and Technician — $80,000
- Licensed Practical and Licensed Vocational Nurse — $62,150
- Veterinary Technologist and Technician — $58,750