Cost of Living in Albany, NY
Albany-Schenectady-Troy, NY — prices, rents and what jobs really pay here after taxes.
Salary comparison calculator
What would you need to earn in Albany, NY to keep the same lifestyle — after taxes — as in another city?
Prices in Albany, NY vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 99.6 | −0.4% |
| Housing | 102.6 | +2.6% |
| Goods | 99.7 | −0.3% |
| Utilities | 134.0 | +34.0% |
| Other services | 97.8 | −2.2% |
Source: BEA Regional Price Parities, 2024.
Rent in Albany, NY
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $1,217 | $48,680/yr |
| 1 bedroom | $1,417 | $56,680/yr |
| 2 bedrooms | $1,702 | $68,080/yr |
| 3 bedrooms | $2,041 | $81,640/yr |
| 4 bedrooms | $2,253 | $90,120/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Albany, NY
- Federal income tax$4,835
- Social Security (6.2%)$3,625
- Medicare (1.45%)$848
- New York income tax$2,560
- Take-home pay$46,593
Marginal rate: 12% federal + 5.40% state
Highest-paying jobs in Albany, NY
| Job | Median salary | Take-home | Real value* |
|---|---|---|---|
| Physicians, All Other | $239,200+ | $205,858 | $206,755 |
| Architectural and Engineering Manager | $181,000 | $125,341 | $125,887 |
| Chief Executive | $180,240 | $124,866 | $125,410 |
| Sales Manager | $163,510 | $114,418 | $114,917 |
| Computer and Information Systems Manager | $158,250 | $111,133 | $111,618 |
| Marketing Manager | $153,580 | $108,217 | $108,689 |
| Financial Manager | $150,590 | $106,350 | $106,813 |
| Industrial Production Manager | $141,300 | $100,548 | $100,986 |
| Physician Assistant | $137,850 | $98,394 | $98,822 |
| Pharmacist | $136,720 | $97,688 | $98,114 |
| Nurse Practitioner | $134,590 | $96,358 | $96,778 |
| Lawyer | $131,310 | $94,309 | $94,720 |
| Construction Manager | $130,980 | $94,103 | $94,513 |
| Engineers, All Other | $130,810 | $93,997 | $94,407 |
| Software Developer | $127,910 | $92,186 | $92,588 |
| Electrical Power-Line Installer and Repairer | $127,580 | $91,980 | $92,381 |
| Education Administrators, Kindergarten through Secondary | $125,480 | $90,669 | $91,064 |
| Personal Financial Advisor | $124,610 | $90,125 | $90,518 |
| Human Resources Manager | $124,540 | $90,081 | $90,474 |
| Administrative Services Manager | $122,340 | $88,708 | $89,094 |
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Albany, NY expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Albany-Schenectady-Troy, NY metro area are 99.6% of the U.S. average, with housing at 102.6%. It is the #94 most expensive of 387 metro areas we track.
What salary do you need to live in Albany, NY?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $59,740 in Albany, NY (before tax differences). The median wage across all jobs here is $58,460.
How much is rent in Albany, NY?
HUD’s FY2026 fair market rents for Albany, NY are $1,217 for a studio, $1,417 for one bedroom, $1,702 for two bedrooms and $2,041 for three bedrooms, including utilities.
All salaries in Albany, NY
Management Occupations
- Architectural and Engineering Manager — $181,000
- Chief Executive — $180,240
- Sales Manager — $163,510
- Computer and Information Systems Manager — $158,250
- Marketing Manager — $153,580
- Financial Manager — $150,590
- Industrial Production Manager — $141,300
- Construction Manager — $130,980
- Education Administrators, Kindergarten through Secondary — $125,480
- Human Resources Manager — $124,540
- Administrative Services Manager — $122,340
- Medical and Health Services Manager — $121,470
- Managers, All Other — $118,470
- Facilities Manager — $113,490
- General and Operations Manager — $111,130
- Purchasing Manager — $106,440
- Social and Community Service Manager — $88,410
- Property, Real Estate, and Community Association Managers — $78,360
Business and Financial Operations Occupations
- Personal Financial Advisor — $124,610
- Project Management Specialist — $109,850
- Labor Relations Specialist — $99,830
- Financial and Investment Analyst — $91,270
- Accountant and Auditor — $84,660
- Business Operations Specialists, All Other — $83,910
- Management Analyst — $83,690
- Budget Analyst — $81,350
- Cost Estimator — $81,290
- Compliance Officer — $81,190
- Claims Adjusters, Examiners, and Investigators — $80,070
- Loan Officer — $79,710
- Human Resources Specialist — $77,000
- Training and Development Specialist — $76,550
- Market Research Analyst and Marketing Specialist — $76,140
- Buyer and Purchasing Agent — $75,940
- Fundraiser — $74,920
- Compensation, Benefits, and Job Analysis Specialists — $68,260
- Tax Examiners and Collectors, and Revenue Agents — $64,990
- Meeting, Convention, and Event Planners — $62,140
Computer and Mathematical Occupations
- Software Developer — $127,910
- Information Security Analyst — $103,890
- Data Scientist — $98,940
- Computer Occupations, All Other — $95,920
- Network and Computer Systems Administrator — $95,140
- Computer Systems Analyst — $86,890
- Computer Programmer — $84,140
- Computer Network Support Specialist — $73,160
- Computer User Support Specialist — $61,190
Architecture and Engineering Occupations
- Engineers, All Other — $130,810
- Mechanical Engineer — $108,310
- Electrical Engineer — $105,910
- Industrial Engineer — $104,170
- Civil Engineer — $102,470
- Environmental Engineer — $96,540
- Industrial Engineering Technologist and Technician — $82,480
- Electrical and Electronic Engineering Technologist and Technician — $62,800
- Engineering Technologists and Technicians, Except Drafters, All Other — $51,400
Life, Physical, and Social Science Occupations
- Physical Scientists, All Other — $99,460
- Occupational Health and Safety Specialist — $93,660
- Environmental Scientists and Specialists, Including Health — $79,480
- Life, Physical, and Social Science Technicians, All Other — $60,590
- Biological Technician — $60,580
Community and Social Service Occupations
- Mental Health and Substance Abuse Social Worker — $76,970
- Community and Social Service Specialists, All Other — $67,220
- Healthcare Social Worker — $67,190
- Child, Family, and School Social Workers — $66,540
- Educational, Guidance, and Career Counselors and Advisors — $62,920
- Substance Abuse, Behavioral Disorder, and Mental Health Counselors — $57,030
- Social and Human Service Assistant — $45,490
Legal Occupations
- Lawyer — $131,310
- Paralegal and Legal Assistant — $60,680
Educational Instruction and Library Occupations
- Special Education Teachers, Secondary School — $82,220
- Middle School Teachers, Except Special and Career/Technical Education — $80,760
- Secondary School Teachers, Except Special and Career/Technical Education — $80,620
- Instructional Coordinator — $79,920
- Elementary School Teachers, Except Special Education — $79,240
- Career/Technical Education Teachers, Secondary School — $78,420
- Special Education Teachers, Kindergarten and Elementary School — $77,210
- Librarian and Media Collections Specialist — $69,870
- Self-Enrichment Teacher — $50,750
- Teaching Assistants, Postsecondary — $45,860
- Preschool Teachers, Except Special Education — $43,790
- Substitute Teachers, Short-Term — $39,870
- Teaching Assistants, Except Postsecondary — $38,110
Arts, Design, Entertainment, Sports, and Media Occupations
- Public Relations Specialist — $68,240
- Graphic Designer — $63,200
- Coach and Scout — $57,620
- Merchandise Displayer and Window Trimmer — $39,930
Healthcare Practitioners and Technical Occupations
- Physicians, All Other — $239,200+
- Physician Assistant — $137,850
- Pharmacist — $136,720
- Nurse Practitioner — $134,590
- Registered Nurse — $99,970
- Dental Hygienist — $98,030
- Physical Therapist — $94,020
- Occupational Therapist — $85,990
- Radiologic Technologist and Technician — $85,590
- Speech-Language Pathologist — $82,160
- Clinical Laboratory Technologist and Technician — $80,000
- Licensed Practical and Licensed Vocational Nurse — $62,150
- Veterinary Technologist and Technician — $58,750
- Medical Records Specialist — $55,860
- Health Technologists and Technicians, All Other — $48,220
- Emergency Medical Technician — $44,120
- Pharmacy Technician — $40,350
Healthcare Support Occupations
- Dental Assistant — $48,220
- Medical Assistant — $44,870
- Nursing Assistant — $40,160
- Home Health and Personal Care Aide — $37,590
Protective Service Occupations
- First-Line Supervisor of Police and Detectives — $118,150
- Detective and Criminal Investigator — $99,010
- Police and Sheriff's Patrol Officer — $78,240
- Firefighter — $70,840
- Correctional Officer and Jailer — $59,970
- Security Guard — $43,250
- School Bus Monitor — $34,780
- Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers — $32,240
Food Preparation and Serving Related Occupations
- Chef and Head Cook — $84,430
- Waiter and Waitress — $48,980
- Bartender — $47,370
- First-Line Supervisor of Food Preparation and Serving Workers — $45,330
- Cooks, Institution and Cafeteria — $43,550
- Cooks, Restaurant — $39,610
- Dining Room and Cafeteria Attendant and Bartender Helper — $36,460
- Food Preparation Worker — $36,260
- Food Servers, Nonrestaurant — $35,550
- Dishwasher — $34,580
- Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop — $34,560
- Cooks, Short Order — $34,520
- Fast Food and Counter Worker — $34,060
- Cooks, Fast Food — $32,240
Building and Grounds Cleaning and Maintenance Occupations
- First-Line Supervisor of Housekeeping and Janitorial Workers — $59,230
- Landscaping and Groundskeeping Worker — $41,290
- Janitors and Cleaners, Except Maids and Housekeeping Cleaners — $37,810
- Maid and Housekeeping Cleaner — $35,740
Personal Care and Service Occupations
- Exercise Trainer and Group Fitness Instructor — $40,830
- Childcare Worker — $36,170
- Animal Caretaker — $35,640
- Recreation Worker — $35,410
- Hairdressers, Hairstylists, and Cosmetologists — $34,670
- Amusement and Recreation Attendant — $33,610
- Manicurist and Pedicurist — $32,240
Sales and Related Occupations
- First-Line Supervisor of Non-Retail Sales Workers — $97,820
- Securities, Commodities, and Financial Services Sales Agents — $80,820
- Insurance Sales Agent — $71,960
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $70,360
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $68,050
- First-Line Supervisor of Retail Sales Workers — $56,470
- Counter and Rental Clerk — $45,990
- Parts Salesperson — $45,220
- Retail Salesperson — $35,420
- Cashier — $34,290
Office and Administrative Support Occupations
- Executive Secretary and Executive Administrative Assistant — $74,730
- First-Line Supervisor of Office and Administrative Support Workers — $73,360
- Postal Service Mail Carrier — $62,070
- Postal Service Mail Sorters, Processors, and Processing Machine Operators — $58,470
- Production, Planning, and Expediting Clerks — $57,310
- Payroll and Timekeeping Clerk — $56,360
- Bookkeeping, Accounting, and Auditing Clerks — $53,540
- Human Resources Assistants, Except Payroll and Timekeeping — $52,690
- Insurance Claim and Policy Processing Clerk — $51,850
- Dispatchers, Except Police, Fire, and Ambulance — $49,670
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $49,330
- Billing and Posting Clerk — $49,030
- Court, Municipal, and License Clerks — $46,810
- Word Processor and Typist — $46,550
- Office Clerks, General — $46,010
- Customer Service Representative — $45,350
- Shipping, Receiving, and Inventory Clerks — $45,210
- Medical Secretary and Administrative Assistant — $45,140
- Interviewers, Except Eligibility and Loan — $43,730
- Teller — $42,960
- Mail Clerks and Mail Machine Operators, Except Postal Service — $42,320
- Data Entry Keyer — $39,840
- Receptionist and Information Clerk — $39,790
- Library Assistants, Clerical — $38,800
- Hotel, Motel, and Resort Desk Clerks — $36,650
Construction and Extraction Occupations
- First-Line Supervisor of Construction Trades and Extraction Workers — $83,750
- Operating Engineer and Other Construction Equipment Operator — $82,540
- Plumbers, Pipefitters, and Steamfitters — $77,460
- Electrician — $74,890
- Construction and Building Inspector — $69,450
- Roofer — $63,920
- Carpenter — $60,720
- Highway Maintenance Worker — $55,740
- Construction Laborer — $52,940
- Painters, Construction and Maintenance — $51,650
Installation, Maintenance, and Repair Occupations
- Electrical Power-Line Installer and Repairer — $127,580
- First-Line Supervisors of Mechanics, Installers, and Repairers — $82,360
- Telecommunications Line Installer and Repairer — $78,610
- Industrial Machinery Mechanic — $76,220
- Heating, Air Conditioning, and Refrigeration Mechanics and Installers — $66,040
- Mobile Heavy Equipment Mechanics, Except Engines — $65,960
- Bus and Truck Mechanic and Diesel Engine Specialist — $63,850
- Automotive Service Technician and Mechanic — $55,500
- Maintenance and Repair Workers, General — $49,490
- Automotive Body and Related Repairer — $49,270
Production Occupations
- First-Line Supervisor of Production and Operating Workers — $87,000
- Machinist — $63,970
- Inspectors, Testers, Sorters, Samplers, and Weighers — $62,470
- Welders, Cutters, Solderers, and Brazers — $59,390
- Packaging and Filling Machine Operator and Tender — $47,950
- Electrical, Electronic, and Electromechanical Assemblers, Except Coil Winders, Tapers, and Finishers — $46,520
- Miscellaneous Assembler and Fabricator — $44,510
- Baker — $38,020
Transportation and Material Moving Occupations
- First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors — $63,160
- Heavy and Tractor-Trailer Truck Driver — $60,720
- Industrial Truck and Tractor Operator — $50,770
- Bus Drivers, School — $50,300
- Laborers and Freight, Stock, and Material Movers, Hand — $43,640
- Light Truck Driver — $41,360
- Stocker and Order Filler — $38,220
- Driver/Sales Worker — $37,890
- Shuttle Driver and Chauffeur — $37,240
- Packers and Packagers, Hand — $37,080
- Cleaner of Vehicles and Equipment — $36,900