Cost of Living in Rochester, NY

Rochester, NY — prices, rents and what jobs really pay here after taxes.

Price level
97.0
U.S. average = 100 · #128 of 387
Median wage
$51,210
all jobs · $3,430/mo take-home
1-bedroom rent
$1,256
HUD fair market rent

Salary comparison calculator

What would you need to earn in Rochester, NY to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Rochester, NY vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items97.0−3.0%
    Housing87.5−12.5%
    Goods99.7−0.3%
    Utilities133.2+33.2%
    Other services97.8−2.2%

    Source: BEA Regional Price Parities, 2024.

    Rent in Rochester, NY

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,116$44,640/yr
    1 bedroom$1,256$50,240/yr
    2 bedrooms$1,573$62,920/yr
    3 bedrooms$1,895$75,800/yr
    4 bedrooms$2,083$83,320/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Rochester, NY

    Paycheck in Rochester, NY
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $41,159
    per year · effective tax rate 19.6%
    $3,430Monthly
    $1,715Twice a month
    $1,583Every 2 weeks
    $19.79Hourly
    • Federal income tax$3,965
    • Social Security (6.2%)$3,175
    • Medicare (1.45%)$743
    • New York income tax$2,168
    • Take-home pay$41,159

    Marginal rate: 12% federal + 5.40% state

    Highest-paying jobs in Rochester, NY

    JobMedian salaryTake-homeReal value*
    Physicians, All Other$214,550$148,025$152,548
    Computer and Information Systems Manager$170,000$118,471$122,091
    Financial Manager$167,800$117,097$120,675
    Architectural and Engineering Manager$166,550$116,317$119,871
    Sales Manager$165,140$115,436$118,963
    Marketing Manager$149,440$105,632$108,859
    Lawyer$148,150$104,826$108,029
    Human Resources Manager$146,990$104,102$107,282
    Managers, All Other$146,670$103,902$107,076
    Education Administrators, Postsecondary$139,640$99,511$102,552
    Pharmacist$136,310$97,432$100,409
    Construction Manager$134,940$96,576$99,527
    Physician Assistant$130,430$93,760$96,625
    Nurse Practitioner$128,110$92,311$95,132
    Administrative Services Manager$127,410$91,874$94,681
    Medical and Health Services Manager$124,260$89,907$92,654
    Facilities Manager$122,980$89,107$91,830
    Software Developer$122,770$88,976$91,695
    Industrial Production Manager$116,140$84,722$87,311
    First-Line Supervisor of Police and Detectives$110,490$81,081$83,559

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Rochester, NY expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Rochester, NY metro area are 97.0% of the U.S. average, with housing at 87.5%. It is the #128 most expensive of 387 metro areas we track.

    What salary do you need to live in Rochester, NY?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $58,221 in Rochester, NY (before tax differences). The median wage across all jobs here is $51,210.

    How much is rent in Rochester, NY?

    HUD’s FY2026 fair market rents for Rochester, NY are $1,116 for a studio, $1,256 for one bedroom, $1,573 for two bedrooms and $1,895 for three bedrooms, including utilities.

    All salaries in Rochester, NY

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