Software Developer Salary in Utica, NY
Software Developers in the Utica-Rome, NY metro area earn a median $113,390 a year — 17% less than the national median. After 2026 taxes, that is $82,950 take-home, or $6,913 a month.
Take-home pay calculator
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- Federal income tax$16,116
- Social Security (6.2%)$7,030
- Medicare (1.45%)$1,644
- New York income tax$5,650
- Take-home pay$82,950
Marginal rate: 22% federal + 5.90% state
Software Developer pay by experience in Utica, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $77,380 | $37.20 | $59,685 | $4,974 |
| 25th percentile | $96,720 | $46.50 | $72,206 | $6,017 |
| Median (50th) | $113,390 | $54.51 | $82,950 | $6,913 |
| 75th percentile | $161,270 | $77.53 | $113,019 | $9,418 |
| 90th percentile (top earners) | $172,590 | $82.98 | $120,089 | $10,007 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $113,390 buys in Utica, NY
Prices in Utica, NY are 7.3% lower than the U.S. average (housing costs are 34% below the national average). Adjusted for local prices, a median software developer's $82,950 take-home pay has the buying power of $89,504 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Software Developer jobs are less concentrated in Utica, NY than nationally (location quotient 0.47), so openings may be scarcer.
Best-paying cities for software developers, adjusted for cost of living
Utica, NY ranks #138 of 184 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | San Jose, CA | $213,110 | $140,222 | $126,987 |
| 2 | Manchester, NH | $162,090 | $122,055 | $115,520 |
| 3 | Seattle, WA | $167,280 | $125,602 | $113,019 |
| 4 | Boulder, CO | $164,560 | $117,211 | $111,415 |
| 5 | El Paso, TX | $127,310 | $98,282 | $109,310 |
| 6 | Boston, MA | $166,090 | $116,704 | $107,794 |
| 7 | Ames, IA | $129,440 | $95,471 | $107,476 |
| 8 | Bridgeport, CT | $162,650 | $114,828 | $107,453 |
| 138 | Utica, NY | $113,390 | $82,950 | $89,504 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 184 metros →
Software Developer salaries elsewhere in New York
- New York, NY — $166,830
- Binghamton, NY — $128,460
- Syracuse, NY — $129,100
- Buffalo, NY — $127,850
- Kiryas Joel, NY — $145,830
- Albany, NY — $127,910
- Rochester, NY — $122,770
Frequently asked questions
How much does a software developer make in Utica, NY?
The median software developer salary in the Utica-Rome, NY metro area is $113,390 a year, or about $54.51 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $96,720 and $161,270.
What is a software developer’s take-home pay in Utica, NY?
On the median $113,390 salary, a single filer living in New York takes home about $82,950 a year ($6,913 a month) after federal tax, Social Security, Medicare and $5,650 in New York taxes in 2026.
Is Utica, NY a good place to work as a software developer?
Pay here is 17% below the national median of $135,980. Local prices are 7.3% below the U.S. average, so the take-home pay buys what $89,504 would in a typical U.S. city. Utica, NY ranks #138 of 184 metro areas for cost-of-living-adjusted pay in this job.
Can a software developer afford rent in Utica, NY?
HUD’s fair market rent for a one-bedroom in Utica, NY is $926 a month ($1,172 for two bedrooms) — 13% of a median software developer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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