Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cost of Living in Cleveland, OH

Cleveland, OH — prices, rents and what jobs really pay here after taxes.

Price level
93.9
U.S. average = 100 · #183 of 387
Median wage
$50,140
all jobs · $3,489/mo take-home
1-bedroom rent
$1,048
HUD fair market rent
▲2.3%
Pay trend: The median for all workers in Cleveland, OH rose from $49,000 (May 2024) to $50,140 (May 2025). That roughly kept pace with inflation (2.4%).

Salary comparison calculator

What would you need to earn in Cleveland, OH to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    How expensive is Cleveland, OH?

    With a price level of 93.9 (U.S. average = 100), Cleveland, OH is cheaper than average. In detail, housing costs are 21% below average; everyday goods are 6% below average; utilities are 4% below average; other services such as healthcare and dining cost about the same as the national average. The biggest difference from the national average is in housing.

    Prices in Cleveland, OH vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items93.9−6.1%
    Housing79.4−20.6%
    Goods93.6−6.4%
    Utilities96.0−4.0%
    Other services98.9−1.1%

    Source: BEA Regional Price Parities, 2024.

    Rent in Cleveland, OH

    UnitMonthly rentIncome needed (30% rule)
    Studio$923$36,920/yr
    1 bedroom$1,048$41,920/yr
    2 bedrooms$1,268$50,720/yr
    3 bedrooms$1,629$65,160/yr
    4 bedrooms$1,745$69,800/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Salary needed to live in Cleveland, OH

    To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:

    Salary in an average U.S. cityEquivalent in Cleveland, OHTake-home here
    $40,000$37,600$32,140
    $60,000$56,400$46,729
    $80,000$75,100$60,380
    $100,000$93,900$73,089
    $150,000$140,900$104,479

    Scaled by the BEA price level (pre-tax). Take-home: single filer, Ohio 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.

    A monthly budget on the median wage

    A single worker earning Cleveland, OH's median wage of $50,140 takes home about $3,489 a month. A typical one-bedroom rents for $1,048, which is 30% of take-home pay — above the 30% guideline that financial planners suggest. That leaves about $2,441 a month for everything else.

    Take-home pay in Cleveland, OH

    Paycheck in Cleveland, OH
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $41,871
    per year · effective tax rate 16.5%
    $3,489Monthly
    $1,745Twice a month
    $1,610Every 2 weeks
    $20.13Hourly
    • Federal income tax$3,837
    • Social Security (6.2%)$3,109
    • Medicare (1.45%)$727
    • Ohio income tax$596
    • Take-home pay$41,871

    Marginal rate: 12% federal + 2.75% state

    Cleveland residents also pay a city income tax: about $1,254 a year on the $50,140 median wage, leaving $40,618. Select “Cleveland” under City income tax above to include it.

    Highest-paying jobs in Cleveland, OH

    JobMedian salaryTake-homeReal value*
    Physicians, All Other$239,200+$176,083$187,476
    Financial Manager$157,900$115,631$123,112
    Computer and Information Systems Manager$156,410$114,653$122,072
    Sales Manager$143,870$106,427$113,313
    Pharmacist$140,690$104,341$111,092
    Lawyer$134,680$100,398$106,894
    Nurse Practitioner$130,800$97,853$104,184
    Medical and Health Services Manager$122,770$92,585$98,576
    Software Developer$111,310$84,858$90,348
    Industrial Production Manager$107,380$82,201$87,520
    Computer Systems Analyst$101,540$78,253$83,317
    Construction Manager$101,440$78,186$83,245
    Industrial Engineer$99,300$76,739$81,704
    Education Administrators, Kindergarten through Secondary$99,230$76,692$81,654
    General and Operations Manager$97,750$75,691$80,589
    Network and Computer Systems Administrator$96,140$74,603$79,430
    Project Management Specialist$95,000$73,832$78,609
    Management Analyst$88,260$69,276$73,758
    Registered Nurse$83,940$66,356$70,649
    First-Line Supervisor of Construction Trades and Extraction Workers$80,610$64,105$68,252

    *In U.S.-average dollars after adjusting for local prices.

    Pay and living costs in Ohio cities

    Half of Ohio’s 5,550,180 workers earn less than $49,380 a year and half earn more; the middle 50% earn $36,820–$77,570 (BLS, May 2025). Prices vary a lot within the state: Dayton, OH stretches a paycheck furthest, while Wheeling, WV is the costliest.

    Metro areaMedian payPrice level1-BR rentRent shareLeft after rent / moBuying power*
    Columbus, OH$51,34095.5$1,17933%$2,388$44,834
    Cincinnati, OH$50,17095.4$1,04330%$2,448$43,928
    Cleveland, OH$50,14093.9$1,04830%$2,441$44,580
    Dayton, OH$49,98092.7$1,00929%$2,470$45,037
    Akron, OH$48,84093.4$98529%$2,420$43,764
    Toledo, OH$48,22091.5$82024%$2,545$44,154
    Canton, OH$45,81089.4$84626%$2,363$43,074
    Youngstown, OH$43,80087.4$77125%$2,308$42,281
    Huntington, WV$44,60088.4$82926%$2,302$42,492
    Wheeling, WV$44,25088.3$81626%$2,292$42,232
    Sandusky, OH$44,97089.3$87128%$2,284$42,404
    Lima, OH$47,17089.7$84426%$2,453$44,125
    Mansfield, OH$44,70088.9$77325%$2,364$42,364
    Springfield, OH$45,47090.5$84326%$2,344$42,270
    Weirton, WV$45,84089.0$75724%$2,454$43,285

    *Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.

    Cleveland, OH vs. similar-size cities

    Metro areaPrice level1-BR rentMedian wageJobs
    Cleveland, OH93.9$1,048$50,1401,031,130
    Sacramento, CA106.7$1,812$59,7501,080,590
    Kansas City, MO92.5$1,193$50,8201,096,110
    Nashville, TN96.3$1,530$50,3901,099,300
    Indianapolis, IN95.7$1,242$49,3401,105,170
    Pittsburgh, PA94.7$1,058$49,6501,114,490
    San Antonio, TX94.7$1,171$47,0101,126,880

    Frequently asked questions

    Is Cleveland, OH expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Cleveland, OH metro area are 93.9% of the U.S. average, with housing at 79.4%. It is the #183 most expensive of 387 metro areas we track.

    What salary do you need to live in Cleveland, OH?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $56,354 in Cleveland, OH (before tax differences). The median wage across all jobs here is $50,140.

    Can you afford Cleveland, OH on the median wage?

    A single worker on the $50,140 median wage takes home about $3,489 a month after 2026 taxes; a one-bedroom at $1,048 would take 30% of that.

    How much is rent in Cleveland, OH?

    HUD’s FY2026 fair market rents for Cleveland, OH are $923 for a studio, $1,048 for one bedroom, $1,268 for two bedrooms and $1,629 for three bedrooms, including utilities.

    Top salaries by field in Cleveland, OH

    Management Occupations

    Business and Financial Operations Occupations

    Computer and Mathematical Occupations

    Architecture and Engineering Occupations

    Community and Social Service Occupations

    Legal Occupations

    Educational Instruction and Library Occupations

    Arts, Design, Entertainment, Sports, and Media Occupations

    Healthcare Practitioners and Technical Occupations

    Healthcare Support Occupations

    Protective Service Occupations

    Food Preparation and Serving Related Occupations

    Building and Grounds Cleaning and Maintenance Occupations

    Personal Care and Service Occupations

    Sales and Related Occupations

    Office and Administrative Support Occupations

    Construction and Extraction Occupations

    Installation, Maintenance, and Repair Occupations

    Production Occupations

    Transportation and Material Moving Occupations

    Other cities in Ohio

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