Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cost of Living in Harrisonburg, VA

Harrisonburg, VA — prices, rents and what jobs really pay here after taxes.

Price level
94.9
U.S. average = 100 · #169 of 387
Median wage
$46,110
all jobs · $3,116/mo take-home
1-bedroom rent
$1,057
HUD fair market rent
▲1.1%
Pay trend: The median for all workers in Harrisonburg, VA rose from $45,610 (May 2024) to $46,110 (May 2025). That trailed inflation (2.4%), so buying power slipped about 1.3%.

Salary comparison calculator

What would you need to earn in Harrisonburg, VA to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    How expensive is Harrisonburg, VA?

    With a price level of 94.9 (U.S. average = 100), Harrisonburg, VA is cheaper than average. In detail, housing costs are 18% below average; everyday goods are 3% below average; utilities are 11% below average; other services such as healthcare and dining cost about the same as the national average. The biggest difference from the national average is in housing.

    Prices in Harrisonburg, VA vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items94.9−5.1%
    Housing82.3−17.7%
    Goods96.8−3.2%
    Utilities88.5−11.5%
    Other services98.6−1.4%

    Source: BEA Regional Price Parities, 2024.

    Rent in Harrisonburg, VA

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,050$42,000/yr
    1 bedroom$1,057$42,280/yr
    2 bedrooms$1,322$52,880/yr
    3 bedrooms$1,801$72,040/yr
    4 bedrooms$2,125$85,000/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Salary needed to live in Harrisonburg, VA

    To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:

    Salary in an average U.S. cityEquivalent in Harrisonburg, VATake-home here
    $40,000$38,000$31,342
    $60,000$56,900$45,442
    $80,000$75,900$58,676
    $100,000$94,900$70,950
    $150,000$142,300$101,160

    Scaled by the BEA price level (pre-tax). Take-home: single filer, Virginia 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.

    A monthly budget on the median wage

    A single worker earning Harrisonburg, VA's median wage of $46,110 takes home about $3,116 a month. A typical one-bedroom rents for $1,057, which is 34% of take-home pay — above the 30% guideline that financial planners suggest. That leaves about $2,059 a month for everything else.

    Take-home pay in Harrisonburg, VA

    Paycheck in Harrisonburg, VA
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $37,392
    per year · effective tax rate 18.9%
    $3,116Monthly
    $1,558Twice a month
    $1,438Every 2 weeks
    $17.98Hourly
    • Federal income tax$3,353
    • Social Security (6.2%)$2,859
    • Medicare (1.45%)$669
    • Virginia income tax$1,837
    • Take-home pay$37,392

    Marginal rate: 12% federal + 5.75% state

    Highest-paying jobs in Harrisonburg, VA

    JobMedian salaryTake-homeReal value*
    Fast Food and Counter Worker$29,240$24,807$26,142

    *In U.S.-average dollars after adjusting for local prices.

    Pay and living costs in Virginia cities

    Half of Virginia’s 4,109,320 workers earn less than $55,690 a year and half earn more; the middle 50% earn $37,720–$89,420 (BLS, May 2025). Prices vary a lot within the state: Washington, DC stretches a paycheck furthest, while Harrisonburg, VA is the costliest.

    Metro areaMedian payPrice level1-BR rentRent shareLeft after rent / moBuying power*
    Washington, DC$71,060108.9$1,99043%$2,639$51,017
    Virginia Beach, VA$49,43097.9$1,50845%$1,814$40,707
    Richmond, VA$51,46097.9$1,50544%$1,944$42,289
    Roanoke, VA$47,14093.6$1,02032%$2,160$40,762
    Kingsport, TN$45,24086.4$81827%$2,244$42,504
    Charlottesville, VA$55,18099.1$1,60244%$2,078$44,539
    Lynchburg, VA$46,19089.4$1,03333%$2,088$41,910
    Blacksburg, VA$48,12092.7$94229%$2,299$41,950
    Winchester, VA$47,07096.5$1,25540%$1,921$39,511
    Harrisonburg, VA$46,11094.9$1,05734%$2,059$39,405
    Staunton, VA$48,04091.1$1,09534%$2,141$42,613

    *Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.

    Harrisonburg, VA vs. similar-size cities

    Metro areaPrice level1-BR rentMedian wageJobs
    Harrisonburg, VA94.9$1,057$46,11065,460
    El Centro, CA95.2$1,038$45,14065,430
    Dalton, GA89.8$879$42,21065,300
    Amherst Town, MA100.2$1,580$57,03065,670
    Terre Haute, IN87.8$854$44,87065,120
    Flagstaff, AZ100.3$1,727$47,50066,610
    Logan, UT95.9$946$46,36066,800

    Frequently asked questions

    Is Harrisonburg, VA expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Harrisonburg, VA metro area are 94.9% of the U.S. average, with housing at 82.3%. It is the #169 most expensive of 387 metro areas we track.

    What salary do you need to live in Harrisonburg, VA?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $56,935 in Harrisonburg, VA (before tax differences). The median wage across all jobs here is $46,110.

    Can you afford Harrisonburg, VA on the median wage?

    A single worker on the $46,110 median wage takes home about $3,116 a month after 2026 taxes; a one-bedroom at $1,057 would take 34% of that.

    How much is rent in Harrisonburg, VA?

    HUD’s FY2026 fair market rents for Harrisonburg, VA are $1,050 for a studio, $1,057 for one bedroom, $1,322 for two bedrooms and $1,801 for three bedrooms, including utilities.

    Top salaries by field in Harrisonburg, VA

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