Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cost of Living in Lawton, OK

Lawton, OK — prices, rents and what jobs really pay here after taxes.

Price level
85.9
U.S. average = 100 · #367 of 387
Median wage
$42,090
all jobs · $2,888/mo take-home
1-bedroom rent
$782
HUD fair market rent
▲5.2%
Pay trend: The median for all workers in Lawton, OK rose from $40,000 (May 2024) to $42,090 (May 2025). That beat inflation (2.4%), a real raise of about 2.8%.

Salary comparison calculator

What would you need to earn in Lawton, OK to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    How expensive is Lawton, OK?

    With a price level of 85.9 (U.S. average = 100), Lawton, OK is one of the most affordable places in the country. In detail, housing costs are 43% below average; everyday goods are 6% below average; utilities are 27% below average; other services such as healthcare and dining are 5% below average. The biggest difference from the national average is in housing.

    Prices in Lawton, OK vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items85.9−14.1%
    Housing57.4−42.6%
    Goods93.8−6.2%
    Utilities73.0−27.0%
    Other services95.5−4.5%

    Source: BEA Regional Price Parities, 2024.

    Rent in Lawton, OK

    UnitMonthly rentIncome needed (30% rule)
    Studio$777$31,080/yr
    1 bedroom$782$31,280/yr
    2 bedrooms$999$39,960/yr
    3 bedrooms$1,382$55,280/yr
    4 bedrooms$1,676$67,040/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Salary needed to live in Lawton, OK

    To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:

    Salary in an average U.S. cityEquivalent in Lawton, OKTake-home here
    $40,000$34,400$28,818
    $60,000$51,600$41,864
    $80,000$68,800$54,680
    $100,000$85,900$65,941
    $150,000$128,900$94,114

    Scaled by the BEA price level (pre-tax). Take-home: single filer, Oklahoma 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.

    A monthly budget on the median wage

    A single worker earning Lawton, OK's median wage of $42,090 takes home about $2,888 a month. A typical one-bedroom rents for $782, which is 27% of take-home pay — within the 30% guideline that financial planners suggest. That leaves about $2,106 a month for everything else.

    Take-home pay in Lawton, OK

    Paycheck in Lawton, OK
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $34,651
    per year · effective tax rate 17.7%
    $2,888Monthly
    $1,444Twice a month
    $1,333Every 2 weeks
    $16.66Hourly
    • Federal income tax$2,871
    • Social Security (6.2%)$2,610
    • Medicare (1.45%)$610
    • Oklahoma income tax$1,349
    • Take-home pay$34,651

    Marginal rate: 12% federal + 4.50% state

    Pay and living costs in Oklahoma cities

    Half of Oklahoma’s 1,707,680 workers earn less than $45,600 a year and half earn more; the middle 50% earn $32,740–$66,000 (BLS, May 2025). Prices vary a lot within the state: Tulsa, OK stretches a paycheck furthest, while Fort Smith, AR is the costliest.

    Metro areaMedian payPrice level1-BR rentRent shareLeft after rent / moBuying power*
    Oklahoma City, OK$47,23090.4$1,00231%$2,210$42,639
    Tulsa, OK$46,67089.2$97631%$2,201$42,734
    Fort Smith, AR$39,56085.9$71426%$2,014$38,110
    Lawton, OK$42,09085.9$78227%$2,106$40,319
    Enid, OK$40,50084.3$79929%$1,988$39,688

    *Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.

    Lawton, OK vs. similar-size cities

    Metro areaPrice level1-BR rentMedian wageJobs
    Lawton, OK85.9$782$42,09042,810
    Pinehurst, NC88.3$1,239$42,92042,900
    Cleveland, TN88.1$940$40,23043,010
    Beckley, WV88.4$711$41,85043,080
    Kankakee, IL96.4$1,011$45,83042,340
    Anniston, AL85.9$757$42,68043,570
    Fond du Lac, WI91.6$946$50,34043,900

    Frequently asked questions

    Is Lawton, OK expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Lawton, OK metro area are 85.9% of the U.S. average, with housing at 57.4%. It is the #367 most expensive of 387 metro areas we track.

    What salary do you need to live in Lawton, OK?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $51,565 in Lawton, OK (before tax differences). The median wage across all jobs here is $42,090.

    Can you afford Lawton, OK on the median wage?

    A single worker on the $42,090 median wage takes home about $2,888 a month after 2026 taxes; a one-bedroom at $782 would take 27% of that.

    How much is rent in Lawton, OK?

    HUD’s FY2026 fair market rents for Lawton, OK are $777 for a studio, $782 for one bedroom, $999 for two bedrooms and $1,382 for three bedrooms, including utilities.

    Other cities in Oklahoma

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