Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cost of Living in Enid, OK

Enid, OK — prices, rents and what jobs really pay here after taxes.

Price level
84.3
U.S. average = 100 · #383 of 387
Median wage
$40,500
all jobs · $2,787/mo take-home
1-bedroom rent
$799
HUD fair market rent
▲4.4%
Pay trend: The median for all workers in Enid, OK rose from $38,790 (May 2024) to $40,500 (May 2025). That beat inflation (2.4%), a real raise of about 2.0%.

Salary comparison calculator

What would you need to earn in Enid, OK to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    How expensive is Enid, OK?

    With a price level of 84.3 (U.S. average = 100), Enid, OK is one of the most affordable places in the country. In detail, housing costs are 49% below average; everyday goods are 6% below average; utilities are 26% below average; other services such as healthcare and dining are 5% below average. The biggest difference from the national average is in housing.

    Prices in Enid, OK vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items84.3−15.7%
    Housing51.4−48.6%
    Goods93.8−6.2%
    Utilities74.4−25.6%
    Other services95.5−4.5%

    Source: BEA Regional Price Parities, 2024.

    Rent in Enid, OK

    UnitMonthly rentIncome needed (30% rule)
    Studio$785$31,400/yr
    1 bedroom$799$31,960/yr
    2 bedrooms$1,027$41,080/yr
    3 bedrooms$1,336$53,440/yr
    4 bedrooms$1,360$54,400/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Salary needed to live in Enid, OK

    To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:

    Salary in an average U.S. cityEquivalent in Enid, OKTake-home here
    $40,000$33,700$28,287
    $60,000$50,600$41,106
    $80,000$67,400$53,758
    $100,000$84,300$64,887
    $150,000$126,400$92,518

    Scaled by the BEA price level (pre-tax). Take-home: single filer, Oklahoma 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.

    A monthly budget on the median wage

    A single worker earning Enid, OK's median wage of $40,500 takes home about $2,787 a month. A typical one-bedroom rents for $799, which is 29% of take-home pay — within the 30% guideline that financial planners suggest. That leaves about $1,988 a month for everything else.

    Take-home pay in Enid, OK

    Paycheck in Enid, OK
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $33,445
    per year · effective tax rate 17.4%
    $2,787Monthly
    $1,394Twice a month
    $1,286Every 2 weeks
    $16.08Hourly
    • Federal income tax$2,680
    • Social Security (6.2%)$2,511
    • Medicare (1.45%)$587
    • Oklahoma income tax$1,277
    • Take-home pay$33,445

    Marginal rate: 12% federal + 4.50% state

    Pay and living costs in Oklahoma cities

    Half of Oklahoma’s 1,707,680 workers earn less than $45,600 a year and half earn more; the middle 50% earn $32,740–$66,000 (BLS, May 2025). Prices vary a lot within the state: Tulsa, OK stretches a paycheck furthest, while Fort Smith, AR is the costliest.

    Metro areaMedian payPrice level1-BR rentRent shareLeft after rent / moBuying power*
    Oklahoma City, OK$47,23090.4$1,00231%$2,210$42,639
    Tulsa, OK$46,67089.2$97631%$2,201$42,734
    Fort Smith, AR$39,56085.9$71426%$2,014$38,110
    Lawton, OK$42,09085.9$78227%$2,106$40,319
    Enid, OK$40,50084.3$79929%$1,988$39,688

    *Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.

    Enid, OK vs. similar-size cities

    Metro areaPrice level1-BR rentMedian wageJobs
    Enid, OK84.3$799$40,50023,320
    Walla Walla, WA98.5$1,181$53,10025,920
    Hinesville, GA93.9$1,232$46,67020,330
    Eagle Pass, TX83.8$888$35,56018,820
    Sebring, FL92.5$1,006$40,40028,110
    Lewiston, ID91.2$931$48,30028,680
    Grants Pass, OR97.8$1,039$50,73030,540

    Frequently asked questions

    Is Enid, OK expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Enid, OK metro area are 84.3% of the U.S. average, with housing at 51.4%. It is the #383 most expensive of 387 metro areas we track.

    What salary do you need to live in Enid, OK?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $50,561 in Enid, OK (before tax differences). The median wage across all jobs here is $40,500.

    Can you afford Enid, OK on the median wage?

    A single worker on the $40,500 median wage takes home about $2,787 a month after 2026 taxes; a one-bedroom at $799 would take 29% of that.

    How much is rent in Enid, OK?

    HUD’s FY2026 fair market rents for Enid, OK are $785 for a studio, $799 for one bedroom, $1,027 for two bedrooms and $1,336 for three bedrooms, including utilities.

    Other cities in Oklahoma

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