Cost of Living in Des Moines, IA

Des Moines-West Des Moines, IA — prices, rents and what jobs really pay here after taxes.

Price level
91.7
U.S. average = 100 · #252 of 387
Median wage
$51,820
all jobs · $3,542/mo take-home
1-bedroom rent
$1,092
HUD fair market rent

Salary comparison calculator

What would you need to earn in Des Moines, IA to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Des Moines, IA vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items91.7−8.3%
    Housing84.7−15.3%
    Goods93.7−6.3%
    Utilities84.6−15.4%
    Other services92.9−7.1%

    Source: BEA Regional Price Parities, 2024.

    Rent in Des Moines, IA

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,048$41,920/yr
    1 bedroom$1,092$43,680/yr
    2 bedrooms$1,302$52,080/yr
    3 bedrooms$1,770$70,800/yr
    4 bedrooms$1,816$72,640/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Des Moines, IA

    Paycheck in Des Moines, IA
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $42,500
    per year · effective tax rate 18.0%
    $3,542Monthly
    $1,771Twice a month
    $1,635Every 2 weeks
    $20.43Hourly
    • Federal income tax$4,038
    • Social Security (6.2%)$3,213
    • Medicare (1.45%)$751
    • Iowa income tax$1,317
    • Take-home pay$42,500

    Marginal rate: 12% federal + 3.80% state

    Highest-paying jobs in Des Moines, IA

    JobMedian salaryTake-homeReal value*
    Physicians, All Other$239,200+$210,243$229,270
    Chief Executive$239,200+$199,056$217,070
    Computer and Information Systems Manager$164,840$118,322$129,030
    Financial Manager$154,140$111,415$121,498
    Pharmacist$141,110$103,004$112,326
    Managers, All Other$139,110$101,713$110,918
    Human Resources Manager$138,140$101,087$110,236
    Sales Manager$136,570$100,074$109,130
    Marketing Manager$135,140$99,151$108,124
    Lawyer$134,560$98,776$107,716
    Nurse Practitioner$132,230$97,272$106,075
    Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products$126,830$93,787$102,274
    Software Developer$126,460$93,548$102,014
    Administrative Services Manager$126,190$93,373$101,824
    Information Security Analyst$123,740$91,792$100,099
    Education Administrators, Kindergarten through Secondary$117,980$87,997$95,961
    Computer Occupations, All Other$109,490$82,347$89,800
    Computer Network Architect$108,280$81,542$88,922
    Industrial Production Manager$107,550$81,056$88,392
    Construction Manager$103,920$78,641$85,758

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Des Moines, IA expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Des Moines-West Des Moines, IA metro area are 91.7% of the U.S. average, with housing at 84.7%. It is the #252 most expensive of 387 metro areas we track.

    What salary do you need to live in Des Moines, IA?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $55,021 in Des Moines, IA (before tax differences). The median wage across all jobs here is $51,820.

    How much is rent in Des Moines, IA?

    HUD’s FY2026 fair market rents for Des Moines, IA are $1,048 for a studio, $1,092 for one bedroom, $1,302 for two bedrooms and $1,770 for three bedrooms, including utilities.

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