Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cost of Living in Spokane, WA

Spokane-Spokane Valley, WA — prices, rents and what jobs really pay here after taxes.

Price level
100.3
U.S. average = 100 · #81 of 387
Median wage
$54,660
all jobs · $3,842/mo take-home
1-bedroom rent
$1,168
HUD fair market rent
▲5.9%
Pay trend: The median for all workers in Spokane, WA rose from $51,600 (May 2024) to $54,660 (May 2025). That beat inflation (2.4%), a real raise of about 3.5%.

Salary comparison calculator

What would you need to earn in Spokane, WA to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    How expensive is Spokane, WA?

    With a price level of 100.3 (U.S. average = 100), Spokane, WA is close to the national average. In detail, housing costs are 3% below average; everyday goods run 5% above average; utilities are 9% below average; other services such as healthcare and dining cost about the same as the national average. The biggest difference from the national average is in utilities.

    Prices in Spokane, WA vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items100.3+0.3%
    Housing97.1−2.9%
    Goods105.0+5.0%
    Utilities91.2−8.8%
    Other services99.5−0.5%

    Source: BEA Regional Price Parities, 2024.

    Rent in Spokane, WA

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,085$43,400/yr
    1 bedroom$1,168$46,720/yr
    2 bedrooms$1,499$59,960/yr
    3 bedrooms$2,047$81,880/yr
    4 bedrooms$2,457$98,280/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Salary needed to live in Spokane, WA

    To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:

    Salary in an average U.S. cityEquivalent in Spokane, WATake-home here
    $40,000$40,100$34,400
    $60,000$60,200$50,551
    $80,000$80,300$65,321
    $100,000$100,300$79,391
    $150,000$150,500$114,133

    Scaled by the BEA price level (pre-tax). Take-home: single filer, Washington 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.

    A monthly budget on the median wage

    A single worker earning Spokane, WA's median wage of $54,660 takes home about $3,842 a month. A typical one-bedroom rents for $1,168, which is 30% of take-home pay — above the 30% guideline that financial planners suggest. That leaves about $2,674 a month for everything else.

    Take-home pay in Spokane, WA

    Paycheck in Spokane, WA
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $46,099
    per year · effective tax rate 15.7%
    $3,842Monthly
    $1,921Twice a month
    $1,773Every 2 weeks
    $22.16Hourly
    • Federal income tax$4,379
    • Social Security (6.2%)$3,389
    • Medicare (1.45%)$793
    • Washington income tax$0
    • Take-home pay$46,099

    Marginal rate: 12% federal + 0.00% state

    Highest-paying jobs in Spokane, WA

    JobMedian salaryTake-homeReal value*
    General and Operations Manager$119,420$92,842$92,522
    Registered Nurse$111,750$87,446$87,145
    First-Line Supervisor of Office and Administrative Support Workers$72,300$59,693$59,487
    Heavy and Tractor-Trailer Truck Driver$62,980$52,784$52,602
    First-Line Supervisor of Retail Sales Workers$54,250$45,770$45,612
    Bookkeeping, Accounting, and Auditing Clerks$53,050$44,806$44,651
    Maintenance and Repair Workers, General$52,280$44,187$44,035
    Secretaries and Administrative Assistants, Except Legal, Medical, and Executive$49,550$41,993$41,849
    Waiter and Waitress$48,560$41,198$41,056
    Office Clerks, General$47,600$40,427$40,287
    Home Health and Personal Care Aide$47,410$40,274$40,135
    Nursing Assistant$47,240$40,137$39,999
    Customer Service Representative$46,790$39,776$39,639
    Laborers and Freight, Stock, and Material Movers, Hand$44,510$37,944$37,813
    Cooks, Restaurant$44,230$37,719$37,589
    Receptionist and Information Clerk$41,800$35,766$35,643
    Stocker and Order Filler$40,510$34,730$34,610
    Teaching Assistants, Except Postsecondary$40,160$34,449$34,330
    Janitors and Cleaners, Except Maids and Housekeeping Cleaners$40,070$34,376$34,258
    Retail Salesperson$36,880$31,813$31,703

    *In U.S.-average dollars after adjusting for local prices.

    Pay and living costs in Washington cities

    Half of Washington’s 3,550,970 workers earn less than $62,990 a year and half earn more; the middle 50% earn $47,020–$101,710 (BLS, May 2025). Prices vary a lot within the state: Seattle, WA stretches a paycheck furthest, while Wenatchee, WA is the costliest.

    Metro areaMedian payPrice level1-BR rentRent shareLeft after rent / moBuying power*
    Seattle, WA$72,610111.1$2,02240%$2,971$53,909
    Portland, OR$60,690105.4$1,67740%$2,568$48,325
    Spokane, WA$54,660100.3$1,16830%$2,674$45,940
    Olympia, WA$61,960103.7$1,68239%$2,648$50,125
    Kennewick, WA$57,290100.1$1,26832%$2,750$48,174
    Yakima, WA$47,81095.5$1,04731%$2,336$42,488
    Bremerton, WA$63,200105.6$1,54835%$2,865$50,149
    Bellingham, WA$57,820103.3$1,49337%$2,560$47,069
    Mount Vernon, WA$59,590102.4$1,31131%$2,861$48,867
    Wenatchee, WA$49,290103.9$1,14333%$2,339$40,234
    Longview, WA$57,42097.5$1,19930%$2,827$49,533
    Lewiston, ID$48,30091.2$93127%$2,485$44,964
    Walla Walla, WA$53,10098.5$1,18132%$2,556$45,520

    *Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.

    Spokane, WA vs. similar-size cities

    Metro areaPrice level1-BR rentMedian wageJobs
    Spokane, WA100.3$1,168$54,660255,820
    Scranton, PA93.6$1,028$46,330255,620
    Lancaster, PA98.3$1,220$48,210252,230
    Lakeland, FL97.1$1,230$46,140265,280
    Palm Bay, FL100.0$1,478$49,030245,170
    Huntsville, AL93.1$1,136$51,740266,650
    Chattanooga, TN91.5$1,263$46,700268,750

    Frequently asked questions

    Is Spokane, WA expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Spokane-Spokane Valley, WA metro area are 100.3% of the U.S. average, with housing at 97.1%. It is the #81 most expensive of 387 metro areas we track.

    What salary do you need to live in Spokane, WA?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $60,208 in Spokane, WA (before tax differences). The median wage across all jobs here is $54,660.

    Can you afford Spokane, WA on the median wage?

    A single worker on the $54,660 median wage takes home about $3,842 a month after 2026 taxes; a one-bedroom at $1,168 would take 30% of that.

    How much is rent in Spokane, WA?

    HUD’s FY2026 fair market rents for Spokane, WA are $1,085 for a studio, $1,168 for one bedroom, $1,499 for two bedrooms and $2,047 for three bedrooms, including utilities.

    Top salaries by field in Spokane, WA

    Management Occupations

    Educational Instruction and Library Occupations

    Healthcare Practitioners and Technical Occupations

    Healthcare Support Occupations

    Food Preparation and Serving Related Occupations

    Building and Grounds Cleaning and Maintenance Occupations

    Sales and Related Occupations

    Office and Administrative Support Occupations

    Installation, Maintenance, and Repair Occupations

    Transportation and Material Moving Occupations

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