Cost of Living in San Luis Obispo, CA

San Luis Obispo-Paso Robles, CA — prices, rents and what jobs really pay here after taxes.

Price level
108.6
U.S. average = 100 · #17 of 387
Median wage
$50,770
all jobs · $3,435/mo take-home
1-bedroom rent
$1,914
HUD fair market rent

Salary comparison calculator

What would you need to earn in San Luis Obispo, CA to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in San Luis Obispo, CA vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items108.6+8.6%
    Housing144.4+44.4%
    Goods105.2+5.2%
    Utilities147.8+47.8%
    Other services100.3+0.3%

    Source: BEA Regional Price Parities, 2024.

    Rent in San Luis Obispo, CA

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,732$69,280/yr
    1 bedroom$1,914$76,560/yr
    2 bedrooms$2,512$100,480/yr
    3 bedrooms$3,370$134,800/yr
    4 bedrooms$3,861$154,440/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in San Luis Obispo, CA

    Paycheck in San Luis Obispo, CA
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $41,218
    per year · effective tax rate 18.8%
    $3,435Monthly
    $1,717Twice a month
    $1,585Every 2 weeks
    $19.82Hourly
    • Federal income tax$3,912
    • Social Security (6.2%)$3,148
    • Medicare (1.45%)$736
    • California income tax$1,096
    • CA State Disability Insurance (SDI)$660
    • Take-home pay$41,218

    Marginal rate: 12% federal + 6.00% state

    Highest-paying jobs in San Luis Obispo, CA

    JobMedian salaryTake-homeReal value*
    Registered Nurse$138,820$95,664$88,092
    Software Developer$135,020$93,470$86,071
    Medical and Health Services Manager$126,700$88,665$81,646
    Civil Engineer$110,210$78,910$72,664
    Project Management Specialist$108,730$78,026$71,850
    Correctional Officer and Jailer$107,220$77,124$71,019
    Sales Manager$102,250$74,154$68,284
    Police and Sheriff's Patrol Officer$101,860$73,921$68,070
    General and Operations Manager$101,840$73,909$68,059
    Elementary School Teachers, Except Special Education$97,620$71,388$65,737
    First-Line Supervisor of Construction Trades and Extraction Workers$94,560$69,559$64,053
    First-Line Supervisors of Mechanics, Installers, and Repairers$90,000$66,835$61,544
    Accountant and Auditor$88,160$65,735$60,532
    Management Analyst$84,290$63,423$58,403
    Licensed Practical and Licensed Vocational Nurse$79,940$60,824$56,009
    Operating Engineer and Other Construction Equipment Operator$79,340$60,465$55,679
    Business Operations Specialists, All Other$79,130$60,340$55,564
    Human Resources Specialist$78,020$59,673$54,950
    First-Line Supervisor of Office and Administrative Support Workers$77,500$59,356$54,658
    Carpenter$77,220$59,185$54,500

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is San Luis Obispo, CA expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the San Luis Obispo-Paso Robles, CA metro area are 108.6% of the U.S. average, with housing at 144.4%. It is the #17 most expensive of 387 metro areas we track.

    What salary do you need to live in San Luis Obispo, CA?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $65,158 in San Luis Obispo, CA (before tax differences). The median wage across all jobs here is $50,770.

    How much is rent in San Luis Obispo, CA?

    HUD’s FY2026 fair market rents for San Luis Obispo, CA are $1,732 for a studio, $1,914 for one bedroom, $2,512 for two bedrooms and $3,370 for three bedrooms, including utilities.

    All salaries in San Luis Obispo, CA

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