Cost of Living in Springfield, IL
Springfield, IL — prices, rents and what jobs really pay here after taxes.
Price level
92.7
U.S. average = 100 · #217 of 387
Median wage
$52,670
all jobs · $3,503/mo take-home
1-bedroom rent
$970
HUD fair market rent
Salary comparison calculator
What would you need to earn in Springfield, IL to keep the same lifestyle — after taxes — as in another city?
Salary needed to keep your lifestyle
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Prices in Springfield, IL vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 92.7 | −7.3% |
| Housing | 71.6 | −28.4% |
| Goods | 93.6 | −6.4% |
| Utilities | 90.4 | −9.6% |
| Other services | 99.6 | −0.4% |
Source: BEA Regional Price Parities, 2024.
Rent in Springfield, IL
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $829 | $33,160/yr |
| 1 bedroom | $970 | $38,800/yr |
| 2 bedrooms | $1,203 | $48,120/yr |
| 3 bedrooms | $1,611 | $64,440/yr |
| 4 bedrooms | $1,682 | $67,280/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Springfield, IL
Your take-home pay
$42,038
per year · effective tax rate 20.2%
$3,503Monthly
$1,752Twice a month
$1,617Every 2 weeks
$20.21Hourly
- Federal income tax$4,140
- Social Security (6.2%)$3,266
- Medicare (1.45%)$764
- Illinois income tax$2,462
- Take-home pay$42,038
Marginal rate: 12% federal + 4.95% state
Highest-paying jobs in Springfield, IL
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Springfield, IL expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Springfield, IL metro area are 92.7% of the U.S. average, with housing at 71.6%. It is the #217 most expensive of 387 metro areas we track.
What salary do you need to live in Springfield, IL?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $55,647 in Springfield, IL (before tax differences). The median wage across all jobs here is $52,670.
How much is rent in Springfield, IL?
HUD’s FY2026 fair market rents for Springfield, IL are $829 for a studio, $970 for one bedroom, $1,203 for two bedrooms and $1,611 for three bedrooms, including utilities.
All salaries in Springfield, IL
Management Occupations
- Financial Manager — $133,530
- Medical and Health Services Manager — $107,670
- General and Operations Manager — $95,990
Business and Financial Operations Occupations
- Project Management Specialist — $100,030
- Business Operations Specialists, All Other — $95,990
- Management Analyst — $91,650
- Accountant and Auditor — $86,440
- Human Resources Specialist — $78,840
Computer and Mathematical Occupations
- Computer Systems Analyst — $117,590
- Network and Computer Systems Administrator — $110,600
- Software Developer — $104,550
Architecture and Engineering Occupations
- Civil Engineer — $105,750
Community and Social Service Occupations
- Child, Family, and School Social Workers — $76,330
- Social and Human Service Assistant — $51,680
Legal Occupations
- Lawyer — $131,400
Educational Instruction and Library Occupations
- Middle School Teachers, Except Special and Career/Technical Education — $75,570
- Secondary School Teachers, Except Special and Career/Technical Education — $72,510
- Elementary School Teachers, Except Special Education — $62,340
- Preschool Teachers, Except Special Education — $38,300
- Teaching Assistants, Except Postsecondary — $33,740
Healthcare Practitioners and Technical Occupations
- Registered Nurse — $84,220
- Licensed Practical and Licensed Vocational Nurse — $60,110
- Pharmacy Technician — $42,160
Healthcare Support Occupations
- Medical Assistant — $45,140
- Nursing Assistant — $40,070
- Home Health and Personal Care Aide — $37,900
Protective Service Occupations
- Security Guard — $42,240
Food Preparation and Serving Related Occupations
- First-Line Supervisor of Food Preparation and Serving Workers — $37,450
- Cooks, Restaurant — $36,550
- Cooks, Institution and Cafeteria — $35,600
- Food Preparation Worker — $32,530
- Fast Food and Counter Worker — $31,350
- Waiter and Waitress — $31,200
- Bartender — $31,200
Building and Grounds Cleaning and Maintenance Occupations
- Landscaping and Groundskeeping Worker — $38,090
- Janitors and Cleaners, Except Maids and Housekeeping Cleaners — $37,170
- Maid and Housekeeping Cleaner — $35,690
Sales and Related Occupations
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $70,680
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $59,440
- First-Line Supervisor of Retail Sales Workers — $46,180
- Retail Salesperson — $33,450
- Cashier — $31,920
Office and Administrative Support Occupations
- Executive Secretary and Executive Administrative Assistant — $73,510
- First-Line Supervisor of Office and Administrative Support Workers — $63,250
- Bookkeeping, Accounting, and Auditing Clerks — $50,780
- Office Clerks, General — $47,990
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $47,550
- Billing and Posting Clerk — $45,570
- Medical Secretary and Administrative Assistant — $43,350
- Customer Service Representative — $40,230
- Receptionist and Information Clerk — $36,500
Construction and Extraction Occupations
- Construction Laborer — $61,400
Installation, Maintenance, and Repair Occupations
- Maintenance and Repair Workers, General — $48,950
- Automotive Service Technician and Mechanic — $48,810
Production Occupations
- Miscellaneous Assembler and Fabricator — $40,130
Transportation and Material Moving Occupations
- Heavy and Tractor-Trailer Truck Driver — $50,350
- Light Truck Driver — $43,830
- Laborers and Freight, Stock, and Material Movers, Hand — $38,160
- Stocker and Order Filler — $34,770