Cost of Living in Urban Honolulu, HI

Urban Honolulu, HI — prices, rents and what jobs really pay here after taxes.

Price level
111.0
U.S. average = 100 · #8 of 387
Median wage
$57,220
all jobs · $3,778/mo take-home
1-bedroom rent
$2,016
HUD fair market rent

Salary comparison calculator

What would you need to earn in Urban Honolulu, HI to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Urban Honolulu, HI vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items111.0+11.0%
    Housing135.5+35.5%
    Goods111.6+11.6%
    Utilities187.3+87.3%
    Other services102.9+2.9%

    Source: BEA Regional Price Parities, 2024.

    Rent in Urban Honolulu, HI

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,877$75,080/yr
    1 bedroom$2,016$80,640/yr
    2 bedrooms$2,642$105,680/yr
    3 bedrooms$3,674$146,960/yr
    4 bedrooms$4,432$177,280/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Urban Honolulu, HI

    Paycheck in Urban Honolulu, HI
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $45,338
    per year · effective tax rate 20.8%
    $3,778Monthly
    $1,889Twice a month
    $1,744Every 2 weeks
    $21.80Hourly
    • Federal income tax$4,686
    • Social Security (6.2%)$3,548
    • Medicare (1.45%)$830
    • Hawaii income tax$2,819
    • Take-home pay$45,338

    Marginal rate: 12% federal + 7.60% state

    Highest-paying jobs in Urban Honolulu, HI

    JobMedian salaryTake-homeReal value*
    Physicians, All Other$239,200+$212,864$191,836
    Dentists, General$168,090$114,798$103,458
    Pharmacist$165,090$112,985$101,824
    Medical and Health Services Manager$151,180$104,576$94,246
    Architectural and Engineering Manager$150,220$103,996$93,723
    Computer and Information Systems Manager$141,510$98,731$88,978
    First-Line Supervisor of Police and Detectives$140,590$98,174$88,477
    Registered Nurse$139,260$97,370$87,752
    Electrical Power-Line Installer and Repairer$135,080$94,844$85,475
    Financial Manager$134,330$94,390$85,066
    Human Resources Manager$129,240$91,309$82,290
    Construction Manager$128,730$91,000$82,010
    Education Administrators, Kindergarten through Secondary$126,670$89,748$80,883
    Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products$126,110$89,408$80,576
    Engineers, All Other$121,010$86,294$77,770
    Lawyer$120,870$86,206$77,690
    Software Developer$120,230$85,804$77,328
    Computer Occupations, All Other$120,100$85,723$77,255
    Administrative Services Manager$119,530$85,365$76,933
    Marketing Manager$118,180$84,518$76,169

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Urban Honolulu, HI expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Urban Honolulu, HI metro area are 111.0% of the U.S. average, with housing at 135.5%. It is the #8 most expensive of 387 metro areas we track.

    What salary do you need to live in Urban Honolulu, HI?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $66,577 in Urban Honolulu, HI (before tax differences). The median wage across all jobs here is $57,220.

    How much is rent in Urban Honolulu, HI?

    HUD’s FY2026 fair market rents for Urban Honolulu, HI are $1,877 for a studio, $2,016 for one bedroom, $2,642 for two bedrooms and $3,674 for three bedrooms, including utilities.

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