Customer Service Representative Salary in Cleveland, TN
Customer Service Representatives in the Cleveland, TN metro area earn a median $37,600 a year — 16% less than the national median. After 2026 taxes, that is $32,392 take-home, or $2,699 a month.
Take-home pay calculator
Pre-filled with the median customer service representative salary in Cleveland, TN. Enter your own offer to see your paycheck.
- Federal income tax$2,332
- Social Security (6.2%)$2,331
- Medicare (1.45%)$545
- Tennessee income tax$0
- Take-home pay$32,392
Marginal rate: 12% federal + 0.00% state
Customer Service Representative pay by experience in Cleveland, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $28,230 | $13.57 | $24,857 | $2,071 |
| 25th percentile | $31,830 | $15.30 | $27,755 | $2,313 |
| Median (50th) | $37,600 | $18.08 | $32,392 | $2,699 |
| 75th percentile | $45,780 | $22.01 | $38,964 | $3,247 |
| 90th percentile (top earners) | $55,380 | $26.63 | $46,678 | $3,890 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $37,600 buys in Cleveland, TN
Prices in Cleveland, TN are 11.9% lower than the U.S. average (housing costs are 40% below the national average). Adjusted for local prices, a median customer service representative's $32,392 take-home pay has the buying power of $36,775 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Customer Service Representative jobs are about as common in Cleveland, TN as in the U.S. overall (location quotient 0.83).
Best-paying cities for customer service representatives, adjusted for cost of living
Cleveland, TN ranks #158 of 357 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | St. Cloud, MN | $48,120 | $39,089 | $44,605 |
| 2 | Dubuque, IA | $46,670 | $38,558 | $44,153 |
| 3 | Des Moines, IA | $48,880 | $40,249 | $43,892 |
| 4 | San Jose, CA | $60,480 | $48,311 | $43,751 |
| 5 | Elkhart, IN | $48,000 | $39,362 | $43,578 |
| 6 | Bismarck, ND | $46,240 | $39,334 | $43,213 |
| 7 | Fond du Lac, WI | $47,500 | $39,037 | $42,597 |
| 8 | Midland, MI | $48,250 | $39,149 | $42,590 |
| 158 | Cleveland, TN | $37,600 | $32,392 | $36,775 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 357 metros →
Customer Service Representative salaries elsewhere in Tennessee
- Chattanooga, TN — $45,030
- Memphis, TN — $44,090
- Nashville, TN — $45,510
- Jackson, TN — $38,680
- Morristown, TN — $37,570
- Kingsport, TN — $36,130
- Knoxville, TN — $38,840
- Johnson City, TN — $36,570
Frequently asked questions
How much does a customer service representative make in Cleveland, TN?
The median customer service representative salary in the Cleveland, TN metro area is $37,600 a year, or about $18.08 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $31,830 and $45,780.
What is a customer service representative’s take-home pay in Cleveland, TN?
On the median $37,600 salary, a single filer living in Tennessee takes home about $32,392 a year ($2,699 a month) after federal tax, Social Security, Medicare in 2026.
Is Cleveland, TN a good place to work as a customer service representative?
Pay here is 16% below the national median of $44,770. Local prices are 11.9% below the U.S. average, so the take-home pay buys what $36,775 would in a typical U.S. city. Cleveland, TN ranks #158 of 357 metro areas for cost-of-living-adjusted pay in this job.
Can a customer service representative afford rent in Cleveland, TN?
HUD’s fair market rent for a one-bedroom in Cleveland, TN is $940 a month ($1,233 for two bedrooms) — 35% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.