Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Physical Therapist Salary in St. Louis, MO

Physical Therapists in the St. Louis, MO-IL metro area earn a median $100,600 a year — 2% less than the national median. After 2026 taxes, that is $75,811 take-home, or $6,318 a month.

Median salary
$100,600
$48.37 per hour
Typical range
$77,390 – $124,190
10th to 90th percentile
Jobs in St. Louis, MO
2,480
1.08× national concentration
▲4.0%
Pay trend: The median for physical therapists in St. Louis, MO rose from $96,770 (May 2024) to $100,600 (May 2025). That beat inflation (2.4%), a real raise of about 1.6%.

Take-home pay calculator

Pre-filled with the median physical therapist salary in St. Louis, MO. Enter your own offer to see your paycheck.

Physical Therapist in St. Louis, MO
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$75,811
per year · effective tax rate 24.6%
$6,318Monthly
$3,159Twice a month
$2,916Every 2 weeks
$36.45Hourly
  • Federal income tax$13,302
  • Social Security (6.2%)$6,237
  • Medicare (1.45%)$1,459
  • Missouri income tax$3,791
  • Take-home pay$75,811

Marginal rate: 22% federal + 4.70% state

Living in St. Louis? City residents also pay St. Louis’s Earnings Tax — about $1,006 a year on this salary — which lowers take-home pay to $74,805 ($6,234 a month). Choose “St. Louis” under City income tax in the calculator. Suburban residents usually don’t pay it.

The St. Louis, MO-IL metro spans Missouri, Illinois. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Physical Therapist pay by experience in St. Louis, MO

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$77,390$37.21$60,574$5,048
25th percentile$81,910$39.38$63,541$5,295
Median (50th)$100,600$48.37$75,811$6,318
75th percentile$110,510$53.13$82,317$6,860
90th percentile (top earners)$124,190$59.71$91,250$7,604

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Missouri resident, 2026 tax rules.

What $100,600 buys in St. Louis, MO

Prices in St. Louis, MO are 4.9% lower than the U.S. average (housing costs are 21% below the national average). Adjusted for local prices, a median physical therapist's $75,811 take-home pay has the buying power of $79,727 in a typical American city.

1-bedroom rent
$989
16% of monthly take-home
2-bedroom rent
$1,211
19% of monthly take-home
Left after 1-BR rent
$5,329
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Physical Therapist jobs are about as common in St. Louis, MO as in the U.S. overall (location quotient 1.08).

Best-paying cities for physical therapists, adjusted for cost of living

St. Louis, MO ranks #7 of 21 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Houston, TX $107,700$84,597$85,773
2San Francisco, CA $141,980$97,489$84,324
3Austin, TX $103,630$81,734$83,346
4Indianapolis, IN $103,770$78,800$82,345
5Dallas, TX $107,780$84,653$82,116
6Tampa, FL $102,430$80,890$80,176
7St. Louis, MO $100,600$75,811$79,727
8Philadelphia, PA $105,790$80,006$78,013

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 21 metros →

About the job: physical therapists

Assess, plan, organize, and participate in rehabilitative programs that improve mobility, relieve pain, increase strength, and improve or correct disabling conditions resulting from disease or injury.

Typical education
Doctoral or professional degree
Work experience
None required
On-the-job training
None
Job outlook, 2025–35
+11.9% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a physical therapist make in St. Louis, MO?

The median physical therapist salary in the St. Louis, MO-IL metro area is $100,600 a year, or about $48.37 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $81,910 and $110,510.

What is a physical therapist’s take-home pay in St. Louis, MO?

On the median $100,600 salary, a single filer living in Missouri takes home about $75,811 a year ($6,318 a month) after federal tax, Social Security, Medicare and $3,791 in Missouri taxes in 2026.

Is St. Louis, MO a good place to work as a physical therapist?

Pay here is 2% below the national median of $102,760. Local prices are 4.9% below the U.S. average, so the take-home pay buys what $79,727 would in a typical U.S. city. St. Louis, MO ranks #7 of 21 metro areas for cost-of-living-adjusted pay in this job.

Can a physical therapist afford rent in St. Louis, MO?

HUD’s fair market rent for a one-bedroom in St. Louis, MO is $989 a month ($1,211 for two bedrooms) — 16% of a median physical therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in St. Louis, MO →