Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cost of Living in Dallas, TX

Dallas-Fort Worth-Arlington, TX — prices, rents and what jobs really pay here after taxes.

Price level
103.1
U.S. average = 100 · #48 of 387
Median wage
$51,440
all jobs · $3,626/mo take-home
1-bedroom rent
$1,586
HUD fair market rent
▲3.4%
Pay trend: The median for all workers in Dallas, TX rose from $49,740 (May 2024) to $51,440 (May 2025). That beat inflation (2.4%), a real raise of about 1.0%.

Salary comparison calculator

What would you need to earn in Dallas, TX to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    How expensive is Dallas, TX?

    With a price level of 103.1 (U.S. average = 100), Dallas, TX is more expensive than average. In detail, housing costs run 18% above average; everyday goods run 3% above average; utilities are 9% below average; other services such as healthcare and dining cost about the same as the national average. The biggest difference from the national average is in housing.

    Prices in Dallas, TX vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items103.1+3.1%
    Housing117.9+17.9%
    Goods102.8+2.8%
    Utilities90.7−9.3%
    Other services99.7−0.3%

    Source: BEA Regional Price Parities, 2024.

    Rent in Dallas, TX

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,526$61,040/yr
    1 bedroom$1,586$63,440/yr
    2 bedrooms$1,858$74,320/yr
    3 bedrooms$2,374$94,960/yr
    4 bedrooms$2,993$119,720/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Salary needed to live in Dallas, TX

    To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:

    Salary in an average U.S. cityEquivalent in Dallas, TXTake-home here
    $40,000$41,200$35,284
    $60,000$61,900$51,917
    $80,000$82,500$66,869
    $100,000$103,100$81,361
    $150,000$154,600$116,935

    Scaled by the BEA price level (pre-tax). Take-home: single filer, Texas 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.

    A monthly budget on the median wage

    A single worker earning Dallas, TX's median wage of $51,440 takes home about $3,626 a month. A typical one-bedroom rents for $1,586, which is 44% of take-home pay — well above the 30% guideline, so many workers here share housing or rent smaller units. That leaves about $2,040 a month for everything else.

    Take-home pay in Dallas, TX

    Paycheck in Dallas, TX
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $43,512
    per year · effective tax rate 15.4%
    $3,626Monthly
    $1,813Twice a month
    $1,674Every 2 weeks
    $20.92Hourly
    • Federal income tax$3,993
    • Social Security (6.2%)$3,189
    • Medicare (1.45%)$746
    • Texas income tax$0
    • Take-home pay$43,512

    Marginal rate: 12% federal + 0.00% state

    Highest-paying jobs in Dallas, TX

    JobMedian salaryTake-homeReal value*
    Chief Executive$239,200+$227,744$220,918
    Physicians, All Other$222,410$165,069$160,121
    Airline Pilots, Copilots, and Flight Engineers$212,810$158,362$153,615
    Dentists, General$179,990$134,289$130,264
    Computer and Information Systems Manager$173,810$130,065$126,167
    Architectural and Engineering Manager$172,160$128,937$125,073
    Financial Manager$169,200$126,914$123,110
    Lawyer$168,510$126,443$122,653
    Marketing Manager$155,460$117,523$114,000
    Database Architect$154,770$117,051$113,543
    Sales Manager$144,290$109,888$106,594
    Human Resources Manager$140,890$107,564$104,340
    Managers, All Other$139,810$106,826$103,624
    Pharmacist$138,170$105,705$102,537
    Computer Network Architect$137,900$105,521$102,358
    Purchasing Manager$137,820$105,466$102,305
    Electronics Engineers, Except Computer$135,150$103,641$100,535
    Physician Assistant$134,900$103,470$100,369
    Aerospace Engineer$134,570$103,245$100,150
    Information Security Analyst$133,610$102,588$99,513

    *In U.S.-average dollars after adjusting for local prices.

    Pay and living costs in Texas cities

    Half of Texas’s 14,071,160 workers earn less than $48,620 a year and half earn more; the middle 50% earn $35,370–$77,840 (BLS, May 2025). Prices vary a lot within the state: Austin, TX stretches a paycheck furthest, while McAllen, TX is the costliest.

    Metro areaMedian payPrice level1-BR rentRent shareLeft after rent / moBuying power*
    Dallas, TX$51,440103.1$1,58644%$2,040$42,208
    Houston, TX$49,41098.6$1,31638%$2,174$42,463
    Austin, TX$56,95098.1$1,56239%$2,433$48,885
    San Antonio, TX$47,01094.7$1,17135%$2,158$42,181
    El Paso, TX$39,51089.9$1,01236%$1,815$37,733
    McAllen, TX$35,83085.9$84733%$1,734$36,055
    Corpus Christi, TX$45,35092.7$1,11535%$2,103$41,673
    Lubbock, TX$42,13091.3$97432%$2,029$39,458
    Beaumont, TX$48,63090.0$89826%$2,540$45,815
    Brownsville, TX$36,49086.0$86633%$1,759$36,638
    Killeen, TX$46,66091.1$98230%$2,324$43,532
    College Station, TX$44,47091.0$1,08234%$2,077$41,684
    Waco, TX$46,02092.5$96630%$2,297$42,309
    Amarillo, TX$44,58091.8$90329%$2,264$41,385
    Midland, TX$54,48095.8$1,44938%$2,381$47,978

    *Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.

    Dallas, TX vs. similar-size cities

    Metro areaPrice level1-BR rentMedian wageJobs
    Dallas, TX103.1$1,586$51,4404,049,800
    Chicago, IL103.6$1,534$54,7204,513,280
    Washington, DC108.9$1,990$71,0603,136,190
    Philadelphia, PA102.6$1,520$54,3102,897,830
    Atlanta, GA100.1$1,646$51,1702,889,670
    Miami, FL114.2$1,942$48,6402,819,940
    Boston, MA108.3$2,276$66,6202,703,890

    Frequently asked questions

    Is Dallas, TX expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Dallas-Fort Worth-Arlington, TX metro area are 103.1% of the U.S. average, with housing at 117.9%. It is the #48 most expensive of 387 metro areas we track.

    What salary do you need to live in Dallas, TX?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $61,854 in Dallas, TX (before tax differences). The median wage across all jobs here is $51,440.

    Can you afford Dallas, TX on the median wage?

    A single worker on the $51,440 median wage takes home about $3,626 a month after 2026 taxes; a one-bedroom at $1,586 would take 44% of that.

    How much is rent in Dallas, TX?

    HUD’s FY2026 fair market rents for Dallas, TX are $1,526 for a studio, $1,586 for one bedroom, $1,858 for two bedrooms and $2,374 for three bedrooms, including utilities.

    Top salaries by field in Dallas, TX

    Management Occupations

    Business and Financial Operations Occupations

    Computer and Mathematical Occupations

    Architecture and Engineering Occupations

    Life, Physical, and Social Science Occupations

    Community and Social Service Occupations

    Legal Occupations

    Educational Instruction and Library Occupations

    Arts, Design, Entertainment, Sports, and Media Occupations

    Healthcare Practitioners and Technical Occupations

    Healthcare Support Occupations

    Protective Service Occupations

    Food Preparation and Serving Related Occupations

    Building and Grounds Cleaning and Maintenance Occupations

    Personal Care and Service Occupations

    Sales and Related Occupations

    Office and Administrative Support Occupations

    Construction and Extraction Occupations

    Installation, Maintenance, and Repair Occupations

    Production Occupations

    Transportation and Material Moving Occupations

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