Registered Nurse Salary in South Bend, IN
Registered Nurses in the South Bend-Mishawaka, IN-MI metro area earn a median $93,540 a year — 4% less than the national median. After 2026 taxes, that is $71,905 take-home, or $5,992 a month.
Take-home pay calculator
Pre-filled with the median registered nurse salary in South Bend, IN. Enter your own offer to see your paycheck.
- Federal income tax$11,749
- Social Security (6.2%)$5,799
- Medicare (1.45%)$1,356
- Indiana income tax$2,730
- Take-home pay$71,905
Marginal rate: 22% federal + 2.95% state
The South Bend-Mishawaka, IN-MI metro spans Indiana, Michigan. Pick the state you live in — state income tax follows your residence.
Registered Nurse pay by experience in South Bend, IN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $66,870 | $32.15 | $53,930 | $4,494 |
| 25th percentile | $80,700 | $38.80 | $63,251 | $5,271 |
| Median (50th) | $93,540 | $44.97 | $71,905 | $5,992 |
| 75th percentile | $116,340 | $55.93 | $87,273 | $7,273 |
| 90th percentile (top earners) | $141,390 | $67.98 | $103,765 | $8,647 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Indiana resident, 2026 tax rules.
What $93,540 buys in South Bend, IN
Prices in South Bend, IN are 7.1% lower than the U.S. average (housing costs are 25% below the national average). Adjusted for local prices, a median registered nurse's $71,905 take-home pay has the buying power of $77,436 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Registered Nurse jobs are about as common in South Bend, IN as in the U.S. overall (location quotient 1.18).
Best-paying cities for registered nurses, adjusted for cost of living
South Bend, IN ranks #75 of 370 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | San Jose, CA | $216,740 | $142,511 | $129,059 |
| 2 | Vallejo, CA | $203,290 | $134,031 | $123,555 |
| 3 | Santa Rosa, CA | $174,550 | $116,298 | $107,899 |
| 4 | Sacramento, CA | $171,460 | $114,514 | $107,353 |
| 5 | San Francisco, CA | $186,610 | $123,394 | $106,730 |
| 6 | Santa Cruz, CA | $170,960 | $114,225 | $103,939 |
| 7 | Yuba City, CA | $149,320 | $101,728 | $97,597 |
| 8 | Olympia, WA | $125,020 | $96,717 | $93,293 |
| 75 | South Bend, IN | $93,540 | $71,905 | $77,436 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 370 metros →
Registered Nurse salaries elsewhere in Indiana
- Elkhart, IN — $88,100
- Terre Haute, IN — $81,550
- Kokomo, IN — $83,370
- Evansville, IN — $83,820
- Muncie, IN — $79,500
- Michigan City, IN — $82,300
- Indianapolis, IN — $84,230
- Lafayette, IN — $80,790
Frequently asked questions
How much does a registered nurse make in South Bend, IN?
The median registered nurse salary in the South Bend-Mishawaka, IN-MI metro area is $93,540 a year, or about $44.97 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $80,700 and $116,340.
What is a registered nurse’s take-home pay in South Bend, IN?
On the median $93,540 salary, a single filer living in Indiana takes home about $71,905 a year ($5,992 a month) after federal tax, Social Security, Medicare and $2,730 in Indiana taxes in 2026.
Is South Bend, IN a good place to work as a registered nurse?
Pay here is 4% below the national median of $97,550. Local prices are 7.1% below the U.S. average, so the take-home pay buys what $77,436 would in a typical U.S. city. South Bend, IN ranks #75 of 370 metro areas for cost-of-living-adjusted pay in this job.
Can a registered nurse afford rent in South Bend, IN?
HUD’s fair market rent for a one-bedroom in South Bend, IN is $1,073 a month ($1,244 for two bedrooms) — 18% of a median registered nurse’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in South Bend, IN
- Licensed Practical and Licensed Vocational Nurse — $65,240
- Psychiatric Technician — $40,910